Author Topic: Annual insurance quotes war to commence  (Read 4855 times)

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Offline GROWLER

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Re: Annual insurance quotes war to commence
« Reply #75 on: February 07, 2013, 04:40:52 PM »

Offline GROWLER

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Re: Annual insurance quotes war to commence
« Reply #76 on: February 14, 2013, 10:22:04 PM »
FINALLy got insurance sorted for MM.

On the Moggy...presuming she likes it on Saturday and we actually drive it back....461 tpf&t, including breakdown cover and 100k of legal cover.
Now THAT is reasonable imho for a teenager.

What I can't get me 'ed 'round, is the fact that in reality, the Moggy is a vastly inferior car in the safety dept to a modern one, yet it's deemed to be a far lesser risk! eeek:
No ABS. No airbags, no crumple zones, no soft dashboard, no crash beams in the doors, no disc brakes, no dual circuit brakes, no hazard flashers, no hrw, no laminated screen.
Now I'm not saying the car is unsafe, but the risk of survival and injury in the event of a biggy is far far less than the N Cap rated veihicles of today.

Most of us in here survived with these old timers in the past however it seems, so can't be that bad in reality.
The key is for top class driver training, simple.

Offline Baldy

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Re: Annual insurance quotes war to commence
« Reply #77 on: February 14, 2013, 10:33:12 PM »
That quote seems to be pretty fair considering the original figures you were given. As long as she does not prang it not only will the premium come down but the car should retain its' value.  :thumbsup:

Offline GROWLER

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Re: Annual insurance quotes war to commence
« Reply #78 on: February 14, 2013, 10:43:54 PM »
That quote seems to be pretty fair considering the original figures you were given. As long as she does not prang it not only will the premium come down but the car should retain its' value.  :thumbsup:

It's a 'classic car' policy, and they don't attract an annual ncb as such, but the premium does come down anyway in line with your age, until at 25 when it virtually bottoms out at around the 100 mark. :thumbsup:

Online Barman

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Re: Annual insurance quotes war to commence
« Reply #79 on: February 15, 2013, 09:44:22 AM »
FINALLy got insurance sorted for MM.

On the Moggy...presuming she likes it on Saturday and we actually drive it back....461 tpf&t, including breakdown cover and 100k of legal cover.
Now THAT is reasonable imho for a teenager.

What I can't get me 'ed 'round, is the fact that in reality, the Moggy is a vastly inferior car in the safety dept to a modern one, yet it's deemed to be a far lesser risk! eeek:
No ABS. No airbags, no crumple zones, no soft dashboard, no crash beams in the doors, no disc brakes, no dual circuit brakes, no hazard flashers, no hrw, no laminated screen.
Now I'm not saying the car is unsafe, but the risk of survival and injury in the event of a biggy is far far less than the N Cap rated veihicles of today.

Most of us in here survived with these old timers in the past however it seems, so can't be that bad in reality.
The key is for top class driver training, simple.

Excellent!  Thumbs:
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Offline GROWLER

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Re: Annual insurance quotes war to commence
« Reply #80 on: February 15, 2013, 09:49:30 AM »
50 mph virtual max coming back up the M6 should be fun fun fun tomozo ey? eeek:  scared2:  noooo:

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Re: Annual insurance quotes war to commence
« Reply #81 on: February 15, 2013, 09:52:24 AM »
50 mph virtual max coming back up the M6 should be fun fun fun tomozo ey? eeek:  scared2:  noooo:

Especially with MM driving!  lol:
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Online Nick

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Re: Annual insurance quotes war to commence
« Reply #82 on: February 15, 2013, 10:48:56 AM »
FINALLy got insurance sorted for MM.

On the Moggy...presuming she likes it on Saturday and we actually drive it back....461 tpf&t, including breakdown cover and 100k of legal cover.
Now THAT is reasonable imho for a teenager.

What I can't get me 'ed 'round, is the fact that in reality, the Moggy is a vastly inferior car in the safety dept to a modern one, yet it's deemed to be a far lesser risk! eeek:
No ABS. No airbags, no crumple zones, no soft dashboard, no crash beams in the doors, no disc brakes, no dual circuit brakes, no hazard flashers, no hrw, no laminated screen.
Now I'm not saying the car is unsafe, but the risk of survival and injury in the event of a biggy is far far less than the N Cap rated veihicles of today.

Most of us in here survived with these old timers in the past however it seems, so can't be that bad in reality.
The key is for top class driver training, simple.

Excellent!  Thumbs:

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Offline GROWLER

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Re: Annual insurance quotes war to commence
« Reply #83 on: February 15, 2013, 01:52:38 PM »
No dumbnuts, just not as many maby pamby safety features as there are today.

I drove a 105E with NO seatbelts and more rust holes than a ruddy culender whern I was a teenager.
What about you then smart arse? ::)

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Re: Annual insurance quotes war to commence
« Reply #84 on: February 15, 2013, 01:57:09 PM »
No dumbnuts, just not as many maby pamby safety features as there are today.

I drove a 105E with NO seatbelts and more rust holes than a ruddy culender whern I was a teenager.
What about you then smart arse? ::)

He is still driving a death trap!  point:
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Offline GROWLER

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Re: Annual insurance quotes war to commence
« Reply #85 on: February 15, 2013, 02:02:50 PM »
No dumbnuts, just not as many maby pamby safety features as there are today.

I drove a 105E with NO seatbelts and more rust holes than a ruddy culender whern I was a teenager.
What about you then smart arse? ::)

He is still driving a death trap!  point:

Good point, well spotted. :thumbsup:

His driving, regardless of the shit heap he drives, is absolutely diabolical btw.....I know. I've had the misfortune of sitting alongside his eratictnuss on a death wish trip. scared2:

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Re: Annual insurance quotes war to commence
« Reply #86 on: February 15, 2013, 02:57:28 PM »
No dumbnuts, just not as many maby pamby safety features as there are today.

I drove a 105E with NO seatbelts and more rust holes than a ruddy culender whern I was a teenager.
What about you then smart arse? ::)

He is still driving a death trap!  point:

Good point, well spotted. :thumbsup:

His driving, regardless of the shit heap he drives, is absolutely diabolical btw.....I know. I've had the misfortune of sitting alongside his eratictnuss on a death wish trip. scared2:

I bet he is too bizzy yacking/smoking/pulling bits of food off his jumper to concentrate on the road....  noooo:
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