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Come Inside... => Petrol/Diesel/Red Diesel/Aviation Fuel Head Zone => Topic started by: GROWLER on January 21, 2013, 01:46:40 PM

Title: Annual insurance quotes war to commence
Post by: GROWLER on January 21, 2013, 01:46:40 PM
Poor MM. Had her new quote for an eye watering 2800! eeek:
It was 1325 last year, but thanks to her mother stuffing the car into the front of another one, the wumman/bitch of which is claiming for everything bar a new house, she's earned zero NCB.

Add in this shite EU ruling on this sex equality price ruling, and there you go, BASTARDS.

I'm about to ting Diamond and to ask them just how they've calculated this quote.

Average 1st year NCB is 10-20%. That's not going to happen, so price stays the sameish I'd have thought.
Average female price hike is 15%, so there's a 200ish increase.

So. How come it's gone up an unbelievable 1475, over doubling?
I'm about to enter the highly secretive and legalised thieving closed shop world of car insurance companies again.

Taxis/Buses and slim possibilty of a 49cc scooter now beckon, 'cus The Bank of Dad for paying for such crap has finally been closed for business, due to debts incurred for last years insurance policy still not having been paid for in full, in fact, not even half. evil:
Title: Re: Annual insurance quotes war to commence
Post by: Tipsy Gipsy on January 21, 2013, 01:50:00 PM
Where did this incident take place?   rubschin:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 21, 2013, 01:55:43 PM
Where did this incident take place?   rubschin:

The Mrs G one?

Morrisons petrol station forecourt, why?
2mph tap, and the wumman is claiming for a new bumper, grille, number plate, bonnet, headlight, and n/s wing, oh, ansd whiplash too. eeek:

Mrs G is a named driver on Miss G's own policy, but even though MM was 80 miles awy at the time, she's the one that seemingly is taking the rap here.

A 'phone call might clarify things. Shrugs:
Title: Re: Annual insurance quotes war to commence
Post by: Darwins Selection on January 21, 2013, 01:58:14 PM
As we all know, it is a huge rip-off and very unfair.  happy100
Title: Re: Annual insurance quotes war to commence
Post by: Tipsy Gipsy on January 21, 2013, 02:00:32 PM
Where did this incident take place?   rubschin:

The Mrs G one?

Morrisons petrol station forecourt, why?
2mph tap, and the wumman is claiming for a new bumper, grille, number plate, bonnet, headlight, and n/s wing, oh, ansd whiplash too. eeek:

Mrs G is a named driver on Miss G's own policy, but even though MM was 80 miles awy at the time, she's the one that seemingly is taking the rap here.

A 'phone call might clarify things. Shrugs:


Morrisons carpark you say... but near side damage.  Can't be the same one then can it.  ;)
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 21, 2013, 02:10:46 PM
Not unless you live 2 miles from here and drive an 05 plate silver 2 litre Mazda 5, no.
Title: Re: Annual insurance quotes war to commence
Post by: Tipsy Gipsy on January 21, 2013, 02:18:44 PM
Phew, no I don't drive a Mazda but for the record it was the staff that was driving, I was a passenger.
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 21, 2013, 02:42:12 PM
'Diamond' have SO generoulsy knocked 200 snotters off the quote, 'cus they don't want to lose a 'valued customer' lol: ::)

Told them to swivel on their quote. evil:

Next please. ::)
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 21, 2013, 03:19:45 PM
Footman James will do a classic car policy on a Morris Minor (only) for her for a 'mere' 838!! :thumbsup:

Her first reaction was a look of dismay and horror.
She now wants a 49 cc 'wasp', a vehicle with plenty of danger attached, and a probably HIGHLY resistant mother to contend with too.

I've suggested I go and find a suitable bus timetable and phone number list of local taxi services instead. That went down like a lead balloon.
I even offered to buy the Moggy for her to be paid back at zero rate intrest, but only whilst she's working. Shrugs:
Talk about deal of the century! :thumbsup:
I also claimed that she'd be able to come with me in her Moggy to all the classic cars shows this year too!

She pulled her nose up at the suggestion,and rolled her eyes at that. Banghead

Talk about having your face slapped. ::)

Bollox to it. I've done my best and offered solutions, obviously not good enough ones for her ladyship though.
She needn't be asking for "FREE TAXI" during her employment back and forth at Chester Zoo this coming Easter and Summer though, 'cus the Dads Taxi service is also now closed for business :thumbsup:.
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 21, 2013, 03:23:40 PM
Footman James will do a classic car policy on a Morris Minor (only) for her for a 'mere' 838!! :thumbsup:

Her first reaction was a look of dismay and horror.
She now wants a 49 cc 'wasp', a vehicle with plenty of danger attached, and a probably HIGHLY resistant mother to contend with too.

I've suggested I go and find a suitable bus timetable and phone number list of local taxi services instead. That went down like a lead balloon.
I even offered to buy the Moggy for her to be paid back at zero rate intrest, but only whilst she's working. Shrugs:
Talk about deal of the century! :thumbsup:
I also claimed that she'd be able to come with me in her Moggy to all the classic cars shows this year too!

She pulled her nose up at the suggestion,and rolled her eyes at that. Banghead

Talk about having your face slapped. ::)

Bollox to it. I've done my best and offered solutions, obviously not good enough ones for her ladyship though.
She needn't be asking for "FREE TAXI" during her employment back and forth at Chester Zoo this coming Easter and Summer though, 'cus the Dads Taxi service is also now closed for business :thumbsup:.

She needs a nice little Mini Clubman like...  Thumbs:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 21, 2013, 03:31:22 PM
Insure her on the beast............ :thumbsup:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 21, 2013, 04:17:31 PM
Only a Moggy available on a classic car policy.

Anything else would be treated as any other car, and have to go on a standard car insurance policy.
25 is the age when all car classsic car insurance becomes available.

You wouldn't believe the restrictions and hoops you have to jump through for an insurance quote for a youngster.
Just been quoted 3800 on the car with another company that were initially confident of a lower quote than Diamond.
Yea, right. ::)

49cc wasp insurance is panning out at approx 500 snotters, but she'd have to take her CBT test first or summat. confused:

Bus beckons for the foreseeable future at the moment. whistle:

Moggy offer is still on the table, but hurry, as this fantastic offer will not last for too long...poppet.  noooo: evil:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 21, 2013, 04:54:46 PM
She wants a scooter. virtually defo now.

I'm getting out of the 'ouse before and while she states this desire to Mrs G, who WILL go stratospheric about it, no doubts whatsoever,  scared: ..... oh, and guess whose fault it will be btw?  whistle:

Correct.  cussing:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 21, 2013, 05:07:49 PM
She wants a scooter. virtually defo now.

I'm getting out of the 'ouse before and while she states this desire to Mrs G, who WILL go stratospheric about it, no doubts whatsoever,  scared: ..... oh, and guess whose fault it will be btw?  whistle:

Correct.  cussing:

Scooter .............. noooo:  I bought one for Miss T a few years ago.........saw her on it once.....gave it away next day.......... noooo:
Title: Re: Annual insurance quotes war to commence
Post by: Darwins Selection on January 21, 2013, 05:29:08 PM
She wants a scooter. virtually defo now.

I'm getting out of the 'ouse before and while she states this desire to Mrs G, who WILL go stratospheric about it, no doubts whatsoever,  scared: ..... oh, and guess whose fault it will be btw?  whistle:

Correct.  cussing:


Scooter .............. noooo:  I bought one for Miss T a few years ago.........saw her on it once.....gave it away next day.......... noooo:


Tightwad.  noooo:

(https://www.virtual-pub.com/SMF/proxy.php?request=http%3A%2F%2Fwww.skates.co.uk%2Fimages%2Fac_product_images%2Fproduct_image_data%2Fresizeandpad%3A900%3A900%2F3983.jpg&hash=444267d33b66a9034fff5cf3f677b8fb)
I think Growler meant one with an engine.  ::)
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 21, 2013, 06:18:40 PM
Indeed.

Been looking at the leccy ones. rubschin:


I don't mind personally, and they aren't as dangerous as Mrs G makes out imo.
As safe as the operator generally speaking.
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 21, 2013, 06:37:35 PM
This CBT training malarky. evil:
Compulsary, and yet ANOTHER 105 rip off, and to achieve what exactly?
Wander around in a bloody car park full of cones to make sure you can steer the bastard thing without falling of it it seems. Banghead

This thieving cuntry actually IS doing me swede RIGHT in! Angry9:

Oh, and I believe you have to sit and listen to some alledged twat of an 'expert' rabbitin' on for hours about general H&S type shite things that no one listens to and takes on board anyway.
Makes my piss boil all this mamby pamby'in. cussing:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 22, 2013, 01:28:35 PM
Rang MM's insurance again this morning, to see if I could find out exactly how much her premium had gone up by due to Mrs G's 'indiscretion' last November.

Oh no, they couldn't possibly do that. The computer sez no. ::)

However, the gerl did suggest, why don't I ring their 'new business' dept, and ask them for a new quote rather than a renewal from her.

Did this, and after the customary fifty thousand questions, she came back with a quote 700 cheaper than the renewal one! Shocked:
Would have been just over 300 cheaper again if it hadn't been for Mrs G's carelessness. Banghead

Moral of the story therfore is NEVER accept a renewal quote on any insurance. Go through the new business channel instead.

Still ain't going to be happening though mind you. evil:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 22, 2013, 01:41:54 PM
Rip-off....... noooo:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 22, 2013, 01:44:44 PM
Rip-off....... noooo:

P R E cciesly. Banghead

I asked the gerly just HOW this huge price gap difference on the exact  same policy between 2 different depts. in the same building and company could be justified.

Basically she said.......... Shrugs:

She did agree with me however when I stated that I thiought it was outrageous and utterly bonkers. ::)
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 22, 2013, 05:16:56 PM
CBT is well werth the munny before going on the road.... She'll learn a lot from it....  Thumbs:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 22, 2013, 05:24:53 PM
CBT is well werth the munny before going on the road.... She'll learn a lot from it....  Thumbs:

She'll have no bloody option. No CBT, no insurance. It's the roolz now.
Jobs for 'The Boy's' and more money for HMG. ::)

It's like this piggin' CPC for ALL PCV licence holders now.
I've been offered a job driving a bus part time, but can I really be arsed spending 350 EVERY 5 years to sit and listen in a classrom for 5 days to some other twat prattlin' on about H&S issues and other such associated utter twoddle and shite?
This is what other PCV drivers have said it's like.
Pay up, do it, or don't drive. Simple as that. evil:

I KNOW how to drive a bastard bus ffs. Driven all over the UK and into Europe too, so I do think I have a 'rough' idea like. Banghead
Title: Re: Annual insurance quotes war to commence
Post by: Nick on January 22, 2013, 06:13:33 PM
Perhaps they think you are on the other bus, like.
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 22, 2013, 06:14:52 PM
Perhaps they think you are on the other bus, like.

 lol: lol: lol:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 22, 2013, 07:19:16 PM
A solution to your transport and lodging problems all in one........... :thumbsup:


http://www.dailymail.co.uk/news/article-2266434/The-home-built-TRICYCLE-aims-tackle-worlds-housing-crisis.html (http://www.dailymail.co.uk/news/article-2266434/The-home-built-TRICYCLE-aims-tackle-worlds-housing-crisis.html)
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 22, 2013, 07:28:47 PM
A solution to your transport and lodging problems all in one........... :thumbsup:


[url]http://www.dailymail.co.uk/news/article-2266434/The-home-built-TRICYCLE-aims-tackle-worlds-housing-crisis.html[/url] ([url]http://www.dailymail.co.uk/news/article-2266434/The-home-built-TRICYCLE-aims-tackle-worlds-housing-crisis.html[/url])


 lol: lol: lol:
Title: Re: Annual insurance quotes war to commence
Post by: The Moan Ranger (Orderer of the Youngs) on January 26, 2013, 05:20:58 PM
The daughter has turned 17 and an uncle has donated a 2001 Citroen Saxo 1.1 Finesse. Which she doesn't want  ::)

Fully comp insurance for her on a provisional licence is 956.

Seems cheap  rubschin:
Title: Re: Annual insurance quotes war to commence
Post by: Nick on January 26, 2013, 05:26:43 PM
I have this thrill to come in a couple of years  noooo:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 26, 2013, 05:28:14 PM
I have this thrill to come in a couple of years  noooo:

You're getting a saxo................ rubschin:
Title: Re: Annual insurance quotes war to commence
Post by: Snoopy on January 26, 2013, 05:28:49 PM
The daughter has turned 17 and an uncle has donated a 2001 Citroen Saxo 1.1 Finesse. Which she doesn't want  ::)

Fully comp insurance for her on a provisional licence is 956.

Seems cheap  rubschin:

Another example of the Post Code Lottery I suspect.
Title: Re: Annual insurance quotes war to commence
Post by: The Moan Ranger (Orderer of the Youngs) on January 26, 2013, 05:29:57 PM
I have this thrill to come in a couple of years  noooo:

A Citroen Saxo 1.1?

Obviously not the "Finesse" model for you mind - you have all the finesse of a rutting sperm whale  point:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 26, 2013, 05:31:58 PM
I have this thrill to come in a couple of years  noooo:

A Citroen Saxo 1.1?

Obviously not the "Finesse" model for you mind - you have all the finesse of a rutting sperm whale  point:

You snooze..........you lose....... whistle:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 26, 2013, 05:32:40 PM
I have this thrill to come in a couple of years  noooo:

You're getting a saxo................ rubschin:

No, a 17 year old....  eyes:
Title: Re: Annual insurance quotes war to commence
Post by: The Moan Ranger (Orderer of the Youngs) on January 26, 2013, 05:37:58 PM
The daughter has turned 17 and an uncle has donated a 2001 Citroen Saxo 1.1 Finesse. Which she doesn't want  ::)

Fully comp insurance for her on a provisional licence is 956.

Seems cheap  rubschin:

Another example of the Post Code Lottery I suspect.

Hardly a"lottery" when it comes to insurance (unlike the NHS). I live in Surrey which is nice. Growler lives in Merseyside which is rated by most insurance companies as only slightly less risky than Basra  8)
Title: Re: Annual insurance quotes war to commence
Post by: Nick on January 26, 2013, 05:45:59 PM
About a month after I moved to the Wirral the PO redesignated my postcode from L (Liverpool) 64 to CH (Chester) 64.

My insurance on house and car plummeted. noooo:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 26, 2013, 05:51:43 PM
About a month after I moved to the Wirral the PO redesignated my postcode from L (Liverpool) 64 to CH (Chester) 64.

My insurance on house and car plummeted. noooo:

To be fair tho, they'd all burnt down by then!  point:
Title: Re: Annual insurance quotes war to commence
Post by: Darwins Selection on January 26, 2013, 06:49:03 PM
The daughter has turned 17 and an uncle has donated a 2001 Citroen Saxo 1.1 Finesse. Which she doesn't want  ::)

Fully comp insurance for her on a provisional licence is 956.

Seems cheap  rubschin:

Those monthly installments can be misleading you know.
Title: Re: Annual insurance quotes war to commence
Post by: Baldy on January 26, 2013, 06:58:47 PM
The daughter has turned 17 and an uncle has donated a 2001 Citroen Saxo 1.1 Finesse. Which she doesn't want  ::)

Fully comp insurance for her on a provisional licence is 956.

Seems cheap  rubschin:

Those monthly installments can be misleading you know.

 lol: lol: lol:
Title: Re: Annual insurance quotes war to commence
Post by: The Moan Ranger (Orderer of the Youngs) on January 26, 2013, 07:07:00 PM
The daughter has turned 17 and an uncle has donated a 2001 Citroen Saxo 1.1 Finesse. Which she doesn't want  ::)

Fully comp insurance for her on a provisional licence is 956.

Seems cheap  rubschin:

Those monthly installments can be misleading you know.

Possibly so to a aging country bumpkin, but not to a younger chap, well versed in all things finance  point:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 26, 2013, 07:38:08 PM
The daughter has turned 17 and an uncle has donated a 2001 Citroen Saxo 1.1 Finesse. Which she doesn't want  ::)

Fully comp insurance for her on a provisional licence is 956.

Seems cheap  rubschin:

Absolutely HATE to piss on yer chips here Moaniomondo, especially on bastard car insurance matters, a subject quite close to my heart  Angry9:, BUT provisional insurance is ALWAYS considerably cheaper, simply because the risk is vastly diminished due to the learner supposedly/presumably having an experienced adult alongside him/her.

Wait 'til she passes her test mate.............. scared:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 26, 2013, 07:41:21 PM
Both young cubs here paid on the monthly...well I/we did....whilst learning.
80 per month iirc until they passed, and they could skip a month if required.
Title: Re: Annual insurance quotes war to commence
Post by: The Moan Ranger (Orderer of the Youngs) on January 27, 2013, 07:51:36 AM
The daughter has turned 17 and an uncle has donated a 2001 Citroen Saxo 1.1 Finesse. Which she doesn't want  ::)

Fully comp insurance for her on a provisional licence is 956.

Seems cheap  rubschin:

Absolutely HATE to piss on yer chips here Moaniomondo, especially on bastard car insurance matters, a subject quite close to my heart  Angry9:, BUT provisional insurance is ALWAYS considerably cheaper, simply because the risk is vastly diminished due to the learner supposedly/presumably having an experienced adult alongside him/her.

Wait 'til she passes her test mate.............. scared:

I got a quote for that too - it's the same on the proviso of no more than 6000 miles per year and a tracker thingy fitted.  whistle:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 27, 2013, 10:33:36 AM
Not quite clear in what you're saying there.  rubschin:

You mean that you've had a quote for her for AFTER she's passed her test too. that's coming out the same as on her provisional? eeek:


I remember ringing one of these companies this time last year....along with dozens of others  Banghead....that supply and fit this 'black box technology, and the poor bloke was almost too embarrased to tell me how much 'the puter sez'
18,000!! lol:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 27, 2013, 10:36:03 AM
Not quite clear in what you're saying there.  rubschin:

You mean that you've had a quote for her for AFTER she's passed her test too. that's coming out the same as on her provisional? eeek:


I remember ringing one of these companies this time last year....along with dozens of others  Banghead....that supply and fit this 'black box technology, and the poor bloke was almost too embarrased to tell me how much 'the puter sez'
18,000!! lol:

I suppose nobody would ever nick a Saxo - and it doesn't go fast enough to have a bad accident!  lol:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 27, 2013, 10:45:50 AM
I have a Saxo Furio 1.4 with the VTR bodykit fitted as standard sitting on the path here what MM used last year.
She's going absolutely apeshit with me for wanting to sell it due to it being surplus to requiremments. nonono:

Bought the thing with light panel damage to shift on for some extra munny like.but she piggin' commondeared it from me when she passed her test last January ffs! Banghead
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 27, 2013, 12:13:33 PM
I have a Saxo Furio 1.4 with the VTR bodykit fitted as standard sitting on the path here what MM used last year.
She's going absolutely apeshit with me for wanting to sell it due to it being surplus to requiremments. nonono:

Bought the thing with light panel damage to shift on for some extra munny like.but she piggin' commondeared it from me when she passed her test last January ffs! Banghead


Know the feeling ..............in UK I used to buy n sell a few motors .....my then partner fell in love with a 5 series beemer that a had a grand profit in ............ evil:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 27, 2013, 12:17:08 PM
I have a Saxo Furio 1.4 with the VTR bodykit fitted as standard sitting on the path here what MM used last year.
She's going absolutely apeshit with me for wanting to sell it due to it being surplus to requiremments. nonono:

Bought the thing with light panel damage to shift on for some extra munny like.but she piggin' commondeared it from me when she passed her test last January ffs! Banghead


Know the feeling ..............in UK I used to buy n sell a few motors .....my then partner fell in love with a 5 series beemer that a had a grand profit in ............ evil:

Bought my AX GT 16 years ago to make some munny. whistle:

Still got it. lol:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 27, 2013, 12:24:35 PM
I have a Saxo Furio 1.4 with the VTR bodykit fitted as standard sitting on the path here what MM used last year.
She's going absolutely apeshit with me for wanting to sell it due to it being surplus to requiremments. nonono:

Bought the thing with light panel damage to shift on for some extra munny like.but she piggin' commondeared it from me when she passed her test last January ffs! Banghead


Know the feeling ..............in UK I used to buy n sell a few motors .....my then partner fell in love with a 5 series beemer that a had a grand profit in ............ evil:

A history of partners fucking up your automotive plans then...?  whistle:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 27, 2013, 12:26:55 PM
I have a Saxo Furio 1.4 with the VTR bodykit fitted as standard sitting on the path here what MM used last year.
She's going absolutely apeshit with me for wanting to sell it due to it being surplus to requiremments. nonono:

Bought the thing with light panel damage to shift on for some extra munny like.but she piggin' commondeared it from me when she passed her test last January ffs! Banghead


Know the feeling ..............in UK I used to buy n sell a few motors .....my then partner fell in love with a 5 series beemer that a had a grand profit in ............ evil:

A history of partners fucking up your automotive plans then...?  whistle:


 evil:       yes............ redface:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 27, 2013, 12:44:21 PM
I have a Saxo Furio 1.4 with the VTR bodykit fitted as standard sitting on the path here what MM used last year.
She's going absolutely apeshit with me for wanting to sell it due to it being surplus to requiremments. nonono:

Bought the thing with light panel damage to shift on for some extra munny like.but she piggin' commondeared it from me when she passed her test last January ffs! Banghead


Know the feeling ..............in UK I used to buy n sell a few motors .....my then partner fell in love with a 5 series beemer that a had a grand profit in ............ evil:

A history of partners fucking up your automotive plans then...?  whistle:


 evil:       yes............ redface:

 point:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 27, 2013, 12:50:48 PM
When I used to sell cars ...did it as a private seller .....always used to say bought it for the missus and she didn't like it........got a call one day from a punter .......saying" your missus is one fussy bitch that's the 5th car this month"........... redface: redface:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 27, 2013, 12:52:50 PM
When I used to sell cars ...did it as a private seller .....always used to say bought it for the missus and she didn't like it........got a call one day from a punter .......saying" your missus is one fussy bitch that's the 5th car this month"........... redface: redface:

 lol: lol: lol:

I remember the advice used to be when you were calling up about a car in the private ads to say "I'm calling about the car". If the guy said "which one" you knew he was a dealer....
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 27, 2013, 12:55:46 PM
When I used to sell cars ...did it as a private seller .....always used to say bought it for the missus and she didn't like it........got a call one day from a punter .......saying" your missus is one fussy bitch that's the 5th car this month"........... redface: redface:

 lol: lol: lol:

I remember the advice used to be when you were calling up about a car in the private ads to say "I'm calling about the car". If the guy said "which one" you knew he was a dealer....

Good tip..............but if you were clever each car was advertised with a different number.......... whistle:     (notebook needed)
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 27, 2013, 12:57:16 PM
When I used to sell cars ...did it as a private seller .....always used to say bought it for the missus and she didn't like it........got a call one day from a punter .......saying" your missus is one fussy bitch that's the 5th car this month"........... redface: redface:

 lol: lol: lol:

I remember the advice used to be when you were calling up about a car in the private ads to say "I'm calling about the car". If the guy said "which one" you knew he was a dealer....

Good tip..............but if you were clever each car was advertised with a different number.......... whistle:     (notebook needed)

Did the GF tell you that then...?  whistle:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 27, 2013, 03:01:22 PM
I have a Saxo Furio 1.4 with the VTR bodykit fitted as standard sitting on the path here what MM used last year.
She's going absolutely apeshit with me for wanting to sell it due to it being surplus to requiremments. nonono:

Bought the thing with light panel damage to shift on for some extra munny like.but she piggin' commondeared it from me when she passed her test last January ffs! Banghead


Know the feeling ..............in UK I used to buy n sell a few motors .....my then partner fell in love with a 5 series beemer that a had a grand profit in ............ evil:

A history of partners fucking up your automotive plans then...?  whistle:


 evil:       yes............ redface:

How's 'The Bus' project looking then, 'cus MissT wants that too dun'she? :thumbsup:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 27, 2013, 03:06:27 PM
I have a Saxo Furio 1.4 with the VTR bodykit fitted as standard sitting on the path here what MM used last year.
She's going absolutely apeshit with me for wanting to sell it due to it being surplus to requiremments. nonono:

Bought the thing with light panel damage to shift on for some extra munny like.but she piggin' commondeared it from me when she passed her test last January ffs! Banghead


Know the feeling ..............in UK I used to buy n sell a few motors .....my then partner fell in love with a 5 series beemer that a had a grand profit in ............ evil:

A history of partners fucking up your automotive plans then...?  whistle:


 evil:       yes............ redface:

How's 'The Bus' project looking then, 'cus MissT wants that too dun'she? :thumbsup:

As long as he doesn't let her drive it....  whistle:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 27, 2013, 07:23:45 PM
Bus is ready .......he needs to sell the T-plate ............BM will explain........
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 27, 2013, 07:28:52 PM
Bus is ready .......he needs to sell the T-plate ............BM will explain........

All taxis and buses have a 'T' prefix on the number plate... sot it is a normal three-letter, three number plate with a T in front - TABC 123

T plates are as rare as rocking horse shite because it is like selling a business - father to son, that sort of thing....

But apc is talking shite because the guy could just re-register the bus and sell the T plate separately....  whistle:

We also have a Z prefix for rental cars (mostly tourists) so you know who to run off the road...  eveilgrin:

Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 27, 2013, 07:36:35 PM
Bus is ready .......he needs to sell the T-plate ............BM will explain........

All taxis and buses have a 'T' prefix on the number plate... sot it is a normal three-letter, three number plate with a T in front - TABC 123

T plates are as rare as rocking horse shite because it is like selling a business - father to son, that sort of thing....

But apc is talking shite because the guy could just re-register the bus and sell the T plate separately....  whistle:

We also have a Z prefix for rental cars (mostly tourists) so you know who to run off the road...  eveilgrin:

I agree (not the shite point) but he is worried about re-registering....... rubschin:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 27, 2013, 07:42:29 PM
Bus is ready .......he needs to sell the T-plate ............BM will explain........

All taxis and buses have a 'T' prefix on the number plate... sot it is a normal three-letter, three number plate with a T in front - TABC 123

T plates are as rare as rocking horse shite because it is like selling a business - father to son, that sort of thing....

But apc is talking shite because the guy could just re-register the bus and sell the T plate separately....  whistle:

We also have a Z prefix for rental cars (mostly tourists) so you know who to run off the road...  eveilgrin:

I agree (not the shite point) but he is worried about re-registering....... rubschin:

He could surely stick the T plate on any owld car...?  rubschin:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 27, 2013, 07:53:46 PM
Bus is ready .......he needs to sell the T-plate ............BM will explain........

All taxis and buses have a 'T' prefix on the number plate... sot it is a normal three-letter, three number plate with a T in front - TABC 123

T plates are as rare as rocking horse shite because it is like selling a business - father to son, that sort of thing....

But apc is talking shite because the guy could just re-register the bus and sell the T plate separately....  whistle:

We also have a Z prefix for rental cars (mostly tourists) so you know who to run off the road...  eveilgrin:

I agree (not the shite point) but he is worried about re-registering....... rubschin:

He could surely stick the T plate on any owld car...?  rubschin:

Not so easy ....so he says........ rubschin:  the bus is worth peanuts .the plate worth 20k + eeek:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 27, 2013, 07:55:56 PM
Bus is ready .......he needs to sell the T-plate ............BM will explain........

All taxis and buses have a 'T' prefix on the number plate... sot it is a normal three-letter, three number plate with a T in front - TABC 123

T plates are as rare as rocking horse shite because it is like selling a business - father to son, that sort of thing....

But apc is talking shite because the guy could just re-register the bus and sell the T plate separately....  whistle:

We also have a Z prefix for rental cars (mostly tourists) so you know who to run off the road...  eveilgrin:

I agree (not the shite point) but he is worried about re-registering....... rubschin:

He could surely stick the T plate on any owld car...?  rubschin:

Not so easy ....so he says........ rubschin:  the bus is worth peanuts .the plate worth 20k + eeek:

If h is not using the bus the plate is worthless at the moment...

If he transferred it to a nice Merc he THEN has 20K
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 27, 2013, 07:58:32 PM
Bus is ready .......he needs to sell the T-plate ............BM will explain........

All taxis and buses have a 'T' prefix on the number plate... sot it is a normal three-letter, three number plate with a T in front - TABC 123

T plates are as rare as rocking horse shite because it is like selling a business - father to son, that sort of thing....

But apc is talking shite because the guy could just re-register the bus and sell the T plate separately....  whistle:

We also have a Z prefix for rental cars (mostly tourists) so you know who to run off the road...  eveilgrin:

I agree (not the shite point) but he is worried about re-registering....... rubschin:

He could surely stick the T plate on any owld car...?  rubschin:

Not so easy ....so he says........ rubschin:  the bus is worth peanuts .the plate worth 20k + eeek:

If h is not using the bus the plate is worthless at the moment...

If he transferred it to a nice Merc he THEN has 20K


The plate is the "thing" any car will do ..............the T like the Z is the thingy ............
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 29, 2013, 03:09:51 PM
Time fast running out for MM now.
6 days to go before her licence will be deemed useless for the forseeable future.

Just tried 2 different so called 'low cost solutions' on line i.e, this black box technology load of crap.

1st one was 9k, and the 2nd one just over 6k. happy001 ::)
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 29, 2013, 03:15:51 PM
Time fast running out for MM now.
6 days to go before her licence will be deemed useless for the forseeable future.

Just tried 2 different so called 'low cost solutions' on line i.e, this black box technology load of crap.

1st one was 9k, and the 2nd one just over 6k. happy001 ::)

Pushbike...... :thumbsup:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 29, 2013, 03:19:27 PM
Time fast running out for MM now.
6 days to go before her licence will be deemed useless for the forseeable future.

Just tried 2 different so called 'low cost solutions' on line i.e, this black box technology load of crap.

1st one was 9k, and the 2nd one just over 6k. happy001 ::)

Pushbike...... :thumbsup:

C5  Thumbs:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 29, 2013, 03:27:46 PM
'Dads piggin' on 24 hour stanby free taxis Co. Ltd.' more like. Banghead

I'm still in favour of a Moggy Minor for her, and have even offerd to buy one, but she say's it's a waste of munny.
I say it's not, as it probably won't go down in value much, if at all, and possibly even up!
Be a sort of investment, ansd she can then fund her own insurance for a 'mere' ,cough> 800.

Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on January 29, 2013, 03:29:09 PM
'Dads piggin' on 24 hour stanby free taxis Co. Ltd.' more like. Banghead

I'm still in favour of a Moggy Minor for her, and have even offerd to buy one, but she say's it's a waste of munny.
I say it's not, as it probably won't go down in value much, if at all, and possibly even up!
Be a sort of investment, ansd she can then fund her own insurance for a 'mere' ,cough> 800.

Why won't she have one........retro  :thumbsup:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on January 29, 2013, 03:36:20 PM
'Dads piggin' on 24 hour stanby free taxis Co. Ltd.' more like. Banghead

I'm still in favour of a Moggy Minor for her, and have even offerd to buy one, but she say's it's a waste of munny.
I say it's not, as it probably won't go down in value much, if at all, and possibly even up!
Be a sort of investment, ansd she can then fund her own insurance for a 'mere' ,cough> 800.

Why won't she have one........retro  :thumbsup:

Paint it pink or summat....  Thumbs:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 29, 2013, 05:35:37 PM
Tried a couple of 'recommended' companies on the blower this morning, and put Mrs G as the main driver, and MM as a named driver.
Basically this is known as fronting, and if you get caught you're in trouble, BUT THEY have made things so intolerably unbearable and unaffordable now, many many have simply had to to keep their kids mobile.

Anyway, thought I'd try it on to see just how much of a difference it would make. rubschin:

2000+ for MM as main driver with her current insurer went UP to over 4000 with her as a secondary driver with Mrs G as the main one!! eeek:
The others were just as bad.

Seems this is the method they are now using to stop 'fronting'.
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on January 29, 2013, 05:45:52 PM
No decisions are being made here.
MM is JUST like her mother. evil:

"I don't know, I can't make my mind up, what do you think, I'm not sure ,lah de dah de diddly dum dum. Banghead

I AM the one that's going to have to sort everything out...as usual, and that way, if it all goes tits up, they can blame me!  cloud9:
Sweet!  noooo:
Title: Re: Annual insurance quotes war to commence
Post by: apc2010 on February 07, 2013, 03:49:37 PM
http://www.dailymail.co.uk/news/article-2274962/Rowan-Atkinsons-insurers-pay-record-payout-910-000-repair-240mph-McLaren-F1-crashed-tree.html (http://www.dailymail.co.uk/news/article-2274962/Rowan-Atkinsons-insurers-pay-record-payout-910-000-repair-240mph-McLaren-F1-crashed-tree.html)

Wonder what his will be next year,,,,,,,,,, rubschin:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on February 07, 2013, 03:51:31 PM
[url]http://www.dailymail.co.uk/news/article-2274962/Rowan-Atkinsons-insurers-pay-record-payout-910-000-repair-240mph-McLaren-F1-crashed-tree.html[/url] ([url]http://www.dailymail.co.uk/news/article-2274962/Rowan-Atkinsons-insurers-pay-record-payout-910-000-repair-240mph-McLaren-F1-crashed-tree.html[/url])

Wonder what his will be next year,,,,,,,,,, rubschin:


A Mini...  lol:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on February 07, 2013, 03:53:13 PM
[url]http://www.dailymail.co.uk/news/article-2274962/Rowan-Atkinsons-insurers-pay-record-payout-910-000-repair-240mph-McLaren-F1-crashed-tree.html[/url] ([url]http://www.dailymail.co.uk/news/article-2274962/Rowan-Atkinsons-insurers-pay-record-payout-910-000-repair-240mph-McLaren-F1-crashed-tree.html[/url])

Wonder what his will be next year,,,,,,,,,, rubschin:


Loose change to him no doubt, regardless. ::)

Does he gert his newspapers ironed too i wonder? lol:
Title: Re: Annual insurance quotes war to commence
Post by: Darwins Selection on February 07, 2013, 04:05:06 PM
[url]http://www.dailymail.co.uk/news/article-2274962/Rowan-Atkinsons-insurers-pay-record-payout-910-000-repair-240mph-McLaren-F1-crashed-tree.html[/url] ([url]http://www.dailymail.co.uk/news/article-2274962/Rowan-Atkinsons-insurers-pay-record-payout-910-000-repair-240mph-McLaren-F1-crashed-tree.html[/url])

Wonder what his will be next year,,,,,,,,,, rubschin:


Loose change to him no doubt, regardless. ::)

Does he gert his newspapers ironed too i wonder? lol:


He probably has a man to read them to him instead
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on February 07, 2013, 04:40:52 PM
[url]http://www.dailymail.co.uk/news/article-2274962/Rowan-Atkinsons-insurers-pay-record-payout-910-000-repair-240mph-McLaren-F1-crashed-tree.html[/url] ([url]http://www.dailymail.co.uk/news/article-2274962/Rowan-Atkinsons-insurers-pay-record-payout-910-000-repair-240mph-McLaren-F1-crashed-tree.html[/url])

Wonder what his will be next year,,,,,,,,,, rubschin:


Loose change to him no doubt, regardless. ::)

Does he gert his newspapers ironed too i wonder? lol:


He probably has a man to read them to him instead


 lol:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on February 14, 2013, 10:22:04 PM
FINALLy got insurance sorted for MM.

On the Moggy...presuming she likes it on Saturday and we actually drive it back....461 tpf&t, including breakdown cover and 100k of legal cover.
Now THAT is reasonable imho for a teenager.

What I can't get me 'ed 'round, is the fact that in reality, the Moggy is a vastly inferior car in the safety dept to a modern one, yet it's deemed to be a far lesser risk! eeek:
No ABS. No airbags, no crumple zones, no soft dashboard, no crash beams in the doors, no disc brakes, no dual circuit brakes, no hazard flashers, no hrw, no laminated screen.
Now I'm not saying the car is unsafe, but the risk of survival and injury in the event of a biggy is far far less than the N Cap rated veihicles of today.

Most of us in here survived with these old timers in the past however it seems, so can't be that bad in reality.
The key is for top class driver training, simple.
Title: Re: Annual insurance quotes war to commence
Post by: Baldy on February 14, 2013, 10:33:12 PM
That quote seems to be pretty fair considering the original figures you were given. As long as she does not prang it not only will the premium come down but the car should retain its' value.  :thumbsup:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on February 14, 2013, 10:43:54 PM
That quote seems to be pretty fair considering the original figures you were given. As long as she does not prang it not only will the premium come down but the car should retain its' value.  :thumbsup:

It's a 'classic car' policy, and they don't attract an annual ncb as such, but the premium does come down anyway in line with your age, until at 25 when it virtually bottoms out at around the 100 mark. :thumbsup:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on February 15, 2013, 09:44:22 AM
FINALLy got insurance sorted for MM.

On the Moggy...presuming she likes it on Saturday and we actually drive it back....461 tpf&t, including breakdown cover and 100k of legal cover.
Now THAT is reasonable imho for a teenager.

What I can't get me 'ed 'round, is the fact that in reality, the Moggy is a vastly inferior car in the safety dept to a modern one, yet it's deemed to be a far lesser risk! eeek:
No ABS. No airbags, no crumple zones, no soft dashboard, no crash beams in the doors, no disc brakes, no dual circuit brakes, no hazard flashers, no hrw, no laminated screen.
Now I'm not saying the car is unsafe, but the risk of survival and injury in the event of a biggy is far far less than the N Cap rated veihicles of today.

Most of us in here survived with these old timers in the past however it seems, so can't be that bad in reality.
The key is for top class driver training, simple.

Excellent!  Thumbs:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on February 15, 2013, 09:49:30 AM
50 mph virtual max coming back up the M6 should be fun fun fun tomozo ey? eeek:  scared2:  noooo:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on February 15, 2013, 09:52:24 AM
50 mph virtual max coming back up the M6 should be fun fun fun tomozo ey? eeek:  scared2:  noooo:

Especially with MM driving!  lol:
Title: Re: Annual insurance quotes war to commence
Post by: Nick on February 15, 2013, 10:48:56 AM
FINALLy got insurance sorted for MM.

On the Moggy...presuming she likes it on Saturday and we actually drive it back....461 tpf&t, including breakdown cover and 100k of legal cover.
Now THAT is reasonable imho for a teenager.

What I can't get me 'ed 'round, is the fact that in reality, the Moggy is a vastly inferior car in the safety dept to a modern one, yet it's deemed to be a far lesser risk! eeek:
No ABS. No airbags, no crumple zones, no soft dashboard, no crash beams in the doors, no disc brakes, no dual circuit brakes, no hazard flashers, no hrw, no laminated screen.
Now I'm not saying the car is unsafe, but the risk of survival and injury in the event of a biggy is far far less than the N Cap rated veihicles of today.

Most of us in here survived with these old timers in the past however it seems, so can't be that bad in reality.
The key is for top class driver training, simple.

Excellent!  Thumbs:

So you've bought her a death trap rubschin:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on February 15, 2013, 01:52:38 PM
No dumbnuts, just not as many maby pamby safety features as there are today.

I drove a 105E with NO seatbelts and more rust holes than a ruddy culender whern I was a teenager.
What about you then smart arse? ::)
Title: Re: Annual insurance quotes war to commence
Post by: Barman on February 15, 2013, 01:57:09 PM
No dumbnuts, just not as many maby pamby safety features as there are today.

I drove a 105E with NO seatbelts and more rust holes than a ruddy culender whern I was a teenager.
What about you then smart arse? ::)

He is still driving a death trap!  point:
Title: Re: Annual insurance quotes war to commence
Post by: GROWLER on February 15, 2013, 02:02:50 PM
No dumbnuts, just not as many maby pamby safety features as there are today.

I drove a 105E with NO seatbelts and more rust holes than a ruddy culender whern I was a teenager.
What about you then smart arse? ::)

He is still driving a death trap!  point:

Good point, well spotted. :thumbsup:

His driving, regardless of the shit heap he drives, is absolutely diabolical btw.....I know. I've had the misfortune of sitting alongside his eratictnuss on a death wish trip. scared2:
Title: Re: Annual insurance quotes war to commence
Post by: Barman on February 15, 2013, 02:57:28 PM
No dumbnuts, just not as many maby pamby safety features as there are today.

I drove a 105E with NO seatbelts and more rust holes than a ruddy culender whern I was a teenager.
What about you then smart arse? ::)

He is still driving a death trap!  point:

Good point, well spotted. :thumbsup:

His driving, regardless of the shit heap he drives, is absolutely diabolical btw.....I know. I've had the misfortune of sitting alongside his eratictnuss on a death wish trip. scared2:

I bet he is too bizzy yacking/smoking/pulling bits of food off his jumper to concentrate on the road....  noooo: