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Author Topic: Switching bank accounts  (Read 3300 times)

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Offline Pastis

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Re: Switching bank accounts
« Reply #45 on: October 14, 2010, 03:35:37 PM »
PPS   I received a phone call today from the wumman mentioned earlier. Apologies for the delay but the matter had to be taken to a higher level and the upshot is ... <insert dramatic pause> ...

... that all charges have been waived and the account finally closed!  Hoooray!
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Offline Snoopy

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Re: Switching bank accounts
« Reply #46 on: October 14, 2010, 03:37:40 PM »
Well done you!

These people need a  bom under their collective arse.
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Offline Pirate

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Re: Switching bank accounts
« Reply #47 on: October 25, 2010, 10:50:31 PM »
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Offline Barman

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Re: Switching bank accounts
« Reply #48 on: October 26, 2010, 08:21:17 AM »
You wouldn't want to switch to a Swiss bank account now...  noooo:

They are going to rake in a billion by taxing those that keep their cash in Swiss bank accounts and don't declare the interest apparently...  cloud9:

But... if you had cash in a Swiss bank account and didn't declare interest for tax purposes wouldn't you just move it somewhere else? doh:
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Offline Snoopy

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Re: Switching bank accounts
« Reply #49 on: October 26, 2010, 08:32:27 AM »
Ye Olde Bank of Ye Creaky Floorboard ~ still the best.
Instant access, no charges and the Governmunts don't know how much is in it.  cloud9:
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Offline Grumpmeister

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Re: Switching bank accounts
« Reply #50 on: October 26, 2010, 01:46:05 PM »
Think I may be swapping bank soon. Spoke to my bank a couiple of weeks back when relocation looked like a possibilty and was told that there would be no problem with reactivating my credit card allowing me to cover the costs. Went in today to confim and start the ball rolling to be told that because there was a snarl up on payments just after I lost my job (down to their payment protection plan) they didnt think they would be able to do so without a wage slip from my new employer.

I'm not going to have a pay slip until I can get up there and to do that I need the money you previously said I could access, for crying out loud I'll have exponentially more income from this job than I currently have with JSA and Housing Benefit.  Banghead
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Offline Snoopy

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Re: Switching bank accounts
« Reply #51 on: October 26, 2010, 01:49:16 PM »
If you are in need of the readies to help with the move, especially to go to a job, then apply for a Grant or Loan from the Social Security (Access via Job Centre). That is what they are there for. Virtually instant answer and paid to you by Giro.

When you get to Ipswich go to the Norwich and Peterborough Building Society and open a "Gold Current Account". Overdraft facility available (up to £750) but they will want to see proof of accommodation and at least a letter of appointment from your employer. They have branches all over East Anglia, including one in Ipswich town centre. The account comes with a £100 cheque card that is also a debit card. Cash withdrawal limit is £250 a day as long as you have funds. I opened an account with them in 1993 and have never regretted it. They are a "Mutual" so sod the big banks!
« Last Edit: October 26, 2010, 01:54:11 PM by Snoopy »
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Offline Grumpmeister

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Re: Switching bank accounts
« Reply #52 on: October 26, 2010, 01:54:06 PM »
First place I went after leaving the bank, budgeting loan from the social fund. Time wise it looks like I may just qualify to apply for it although I may have to put my starting date back a week in order to get sorted out.
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Offline Snoopy

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Re: Switching bank accounts
« Reply #53 on: October 26, 2010, 01:58:13 PM »
Well done!

Norwich and Peterborough Bld Soc are at
30 Tavern St
Ipswich IP1 3AP
01473 213 905

I cannot recommend them highly enough.

If they want a reference contact me.
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Offline Grumpmeister

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Re: Switching bank accounts
« Reply #54 on: October 26, 2010, 02:00:27 PM »
Brilliant, thanks Snoop.  happy088
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Offline Snoopy

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Re: Switching bank accounts
« Reply #55 on: October 26, 2010, 02:09:05 PM »
A Pleasure  ;)

Good market in the town centre ~ twice a week. Local farm produce (being East Angular like) at prices you won't believe!
Pedestrian shopping area is good.
Large parks in city centre are a joy.
Local Football team is shite!

In the town centre have a look at some of the old buildings that are now shops. Beautiful.
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Offline Miss Demeanour

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Re: Switching bank accounts
« Reply #56 on: October 26, 2010, 02:28:11 PM »
Snoopy's Big Society  8)
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Offline Snoopy

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Re: Switching bank accounts
« Reply #57 on: October 26, 2010, 02:38:18 PM »
Snoopy's Wide Experience I think you mean.  cool14:
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Offline Pastis

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Re: Switching bank accounts
« Reply #58 on: October 27, 2010, 10:41:49 PM »
I might as well post this here as anywhere...

Bank Statements.
The statements coming in from Santander are monthly which is fine and the same as the previous bank, except ...  Banghead
They keep on tagging on a transaction from the next month at the end or one from the previous month at the beginning ::). I have now had this out with them over the phone and they claim they can only do statements from the 1st to the 1st or from any date to the same date in the next month. Ok, well do it from the 31st to the 31st then? Oh no, we can't do that because not all the months have a 31st ... Precisely, says I. So why can't you do it by month? I mean when I get a VAT demand it's very specific that it concludes on the 28th February or the 30th June or whatever. Somehow through the wizardry of technology they are able to talk months not days ... why can't you?
Errrr, the system's not set up like that, Sir ...  Banghead Banghead

Tw@tology!  evil:
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Offline Pastis

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Re: Switching bank accounts
« Reply #59 on: November 21, 2010, 05:17:43 PM »
It's not over 'til the fat lady sings they say  ::)  Well come on dear, let's hear it!  Banghead

My bank card was declined, then accepted, then declined, then accepted again over the last 2 weeks  ::).  I got home to find a letter from SatanDare (sic  evil:) about checks on fraudulent activity and have rung them to confirm whatever it is they wanted to know... tw@ts!

They recommend I tell them if I'm going away so they can ok a transaction in Ping Pong's Massage Parlour should I choose to avail myself of their services  ::) ::)

Fortunately the other credit card worked fine and ready cash was available, hotel bill paid, etc etc.
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Like the Buddhist said to the hot dog vendor...
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