Just received a letter from the government inviting me to apply for my state pension. 
It's more munny 
Not got mine yet, but ta for the prompt to go check my contribution record
Indeed! I don't need it either, I can manage fine on my private pensions.
Should I not claim it?
Of course, there is the delay it a year and get more munny option but that's just an extra 5.8% for every year you delay which means you have to live another 17 years for each year delayed just to break even.
And if you don't need the money you could donate it to charity, political causes or even the Pay Apey's bar bill fund
Meantime my forecast is:
Estimate based on your National Insurance record up to 5 April 2017
£142.94 a week
which thanks to the 'new state pension' idiocy is ~ £17 more a week than I planned on getting and seems I can boost it by another £5 a week if I send them about £750 now - seems a no brainer
Like you though, it's my private pensions that'll really keep me in Pizzas and beer
