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Author Topic: Credit Card Conundrum  (Read 1651 times)

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Offline Nick

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Credit Card Conundrum
« on: November 19, 2010, 11:33:27 AM »
I had a bill from the Halifax. It seems I owe them 44p!!

I phoned, debit card in hand, and they refused to process the payment. Too small!

Now they have written again and added interest. I now owe them 46p!!  cussing:

I phoned again and they said go into a branch. I went in yesterday and put 46p on the counter. They refused to process the transaction. Too small!!  Banghead

Any suggestions  eveilgrin:
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Offline tel

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Re: Credit Card Conundrum
« Reply #1 on: November 19, 2010, 11:35:29 AM »
Pay a fiver, leave it for a week then demand repayment with interest of 50p.

You can always throw in an admin/handling charge of say £25.
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     RTFM

Offline Barman

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Re: Credit Card Conundrum
« Reply #2 on: November 19, 2010, 11:47:20 AM »
Quote from: tel on November 19, 2010, 11:35:29 AM
Pay a fiver, leave it for a week then demand repayment with interest of 50p.

You can always throw in an admin/handling charge of say £25.

worthy:
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Offline Nick

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Re: Credit Card Conundrum
« Reply #3 on: November 19, 2010, 11:48:17 AM »
Can you imagine the conversations with the Indian call centre? Any others??
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Offline Barman

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Re: Credit Card Conundrum
« Reply #4 on: November 19, 2010, 11:49:31 AM »
Quote from: Nick on November 19, 2010, 11:48:17 AM
Can you imagine the conversations with the Indian call centre? Any others??

Why not just buy something with the card and pay off the balance in full next month?  ::)
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Offline Nick

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Re: Credit Card Conundrum
« Reply #5 on: November 19, 2010, 11:50:41 AM »
I no longer have the card  Banghead
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Offline Barman

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Re: Credit Card Conundrum
« Reply #6 on: November 19, 2010, 11:57:50 AM »
Quote from: Nick on November 19, 2010, 11:50:41 AM
I no longer have the card  Banghead

Ask for a replacement card like...  ::)
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Offline Nick

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Re: Credit Card Conundrum
« Reply #7 on: November 19, 2010, 12:00:37 PM »
If I wanted a sensible answer I wouldn't have posted it here, would I?  cussing:
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Offline tel

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Re: Credit Card Conundrum
« Reply #8 on: November 19, 2010, 12:03:33 PM »
My answer was sensible, and practical.

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Offline Snoopy

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Re: Credit Card Conundrum
« Reply #9 on: November 19, 2010, 12:08:49 PM »
Send them a postal order ~ recorded delivery like.


Together with a letter saying "In full and final settlement of your demand"


Whether they cash it or not is up to them.
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Offline Nick

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Re: Credit Card Conundrum
« Reply #10 on: November 19, 2010, 12:10:34 PM »
 rubschin:
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Offline Snoopy

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Re: Credit Card Conundrum
« Reply #11 on: November 19, 2010, 12:15:35 PM »
Alternatively send them a 46pence stamp (unused). It is legal tender!

Enclose it with a letter as above.
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Offline Barman

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Re: Credit Card Conundrum
« Reply #12 on: November 19, 2010, 12:16:31 PM »
Recorded delivery + the cost of postal order + trip to post office + standing in queue behind grannies collecting pension + parking ticket on car parked on yellow line outside post office...

I can see that would be much better than asking them to send you a new card (at their cost), using it to put petrol in the car then paying off the bill in full next month eh...?  ::)
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Offline Baldy

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Re: Credit Card Conundrum
« Reply #13 on: November 19, 2010, 01:00:49 PM »
About 10 years ago a mate of mine used to go on purpose to the council office to pay his council tax. Deliberately he would make it 5 or 10 pence above or under the amount required.

The 'pooter could not cope with anything that was the correct amount.

"It is the only cheque I have left" was his reply.

He loved Phuquing in up the system.  whistle:
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Offline Pastis

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Re: Credit Card Conundrum
« Reply #14 on: November 19, 2010, 01:48:35 PM »
Santander declined payment / accepted / declined / accepted payment for the last two weeks  eeek:   noooo:

I ended up sticking to the John Lewis Partnership card  ::)

Quelle cock-up!
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