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Author Topic: And another thing: insurance  (Read 22265 times)

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Offline Nick

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And another thing: insurance
« on: January 30, 2009, 11:32:04 AM »
Why is everything turing difficult at present?  evil:

Renewed my Professional Indemnity insurance yesterday(£1 million, in case I do any damage like). I get an e mail saying that my policy is subject to a random  'Quality Check'. They are calling me shortly. I just know this is going to be a headache  Banghead Banghead Banghead
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Offline Snoopy

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Re: And another thing: insurance
« Reply #1 on: January 30, 2009, 11:40:45 AM »
I assume you will be charging for your time by the hour or part thereof. After all you are happy with the insurance therefore it is for their benefit that such a quality check is being undertaken ~ you are entitled to charge for your services in assisting them comply with their regulations ~ or you could change your insurer  eveilgrin:


This, by the way, is my answer to all requests to take part in any survey for quality assurance, compliance etc as well as to anyone who asks me to complete any surveys, reviews of their services or customer satisfaction reports. I refuse to answer any other enquiries other than to say "Pay me for my time OR accept that, if I continue to be a customer, I must be satisfied with your goods and/or services".
« Last Edit: January 30, 2009, 11:45:04 AM by Snoopy »
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Offline Nick

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Re: And another thing: insurance
« Reply #2 on: January 30, 2009, 11:42:35 AM »
I may have to put them on hold and play them some music for a bit, occasionaly sayin 'Your call is important to me'  eveilgrin:
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Offline Barman

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Re: And another thing: insurance
« Reply #3 on: January 30, 2009, 11:47:31 AM »
I'm amazed that you can get insurance...  noooo:
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Offline Nick

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Re: And another thing: insurance
« Reply #4 on: January 30, 2009, 11:48:05 AM »
If I die Mrs Nick will be a rich woman  angel1



















YIKES  eeek:
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Offline Darwins Selection

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Re: And another thing: insurance
« Reply #5 on: January 30, 2009, 02:49:19 PM »
Quote from: Nick on January 30, 2009, 11:48:05 AM
If I die Mrs Nick will be a rich woman  angel1

YIKES  eeek:

I am sure the money would make no difference to her happiness.
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Offline Nick

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Re: And another thing: insurance
« Reply #6 on: January 30, 2009, 03:23:06 PM »
Very subtle!
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grumpyoldsoldier

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Re: And another thing: insurance
« Reply #7 on: February 01, 2009, 10:23:23 AM »
but clever  ;D
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Offline GROWLER

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Re: And another thing: insurance
« Reply #8 on: February 01, 2009, 10:26:30 AM »
What's your premium, and what damage could you possibly do....seriously? You just write stuff and talk to people don't you, or am I missing summat here? confused:
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Offline Nick

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Re: And another thing: insurance
« Reply #9 on: February 01, 2009, 10:27:42 AM »
£136 pa. And it's a requirment of the govt agencies I do work for
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Offline GROWLER

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Re: And another thing: insurance
« Reply #10 on: February 01, 2009, 10:31:35 AM »
Quote from: Nick on February 01, 2009, 10:27:42 AM
£136 pa. And it's a requirment of the govt agencies I do work for

Try £1580 for P.L insurance for what I do then. eeek:
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Offline Nick

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Re: And another thing: insurance
« Reply #11 on: February 01, 2009, 10:32:50 AM »
 eeek:

Christ. That a lot of cover!
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Offline Snoopy

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Re: And another thing: insurance
« Reply #12 on: February 01, 2009, 10:38:11 AM »
Quote from: Nick on February 01, 2009, 10:32:50 AM
eeek:

Christ. That a lot of cover!

Prolly based not so much on the amount of cover but the likelyhood of having to pay out as the potential for injury is greater.
That's what underwriters do you see ~ calculate the odds.
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Offline GROWLER

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Re: And another thing: insurance
« Reply #13 on: February 01, 2009, 10:43:26 AM »
Quote from: Snoopy on February 01, 2009, 10:38:11 AM
Quote from: Nick on February 01, 2009, 10:32:50 AM
eeek:

Christ. That a lot of cover!

Prolly based not so much on the amount of cover but the likelyhood of having to pay out as the potential for injury is greater.
That's what underwriters do you see ~ calculate the odds.


...and what a load of bolox it is too. I've had so many heated discussions with insurance companies about how they arrive their figures, but they just say, that's it. Take it or leave it.
I suggest they just think of a figure then double it, arse wipes. cussing:

I even offered a free day out with me, all expenses paid including travel and overnight accomodation, to come out an assess just how safe it all is.
They can't do that though...apparently. Banghead
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Offline Nick

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Re: And another thing: insurance
« Reply #14 on: February 01, 2009, 10:44:50 AM »
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