Been getting several of these sort of emails lately from various banks who I DON'T have an account with.
Are they scammers trying to gain personal info?
The link works by the way, and all looks very official, but obviously not replying, or p'raps i shouldn't even have clicked on the link?
Too late now anyway.

Have I just commited finacial suicide?

The scammers'll be lucky anyway, cus I ain't got no money, and i don't do any internet banking or paying of bills on line of any description whatsoever.
Dear Valued Customer,
Lloyds TSB Internet Banking Security Team is carrying
out a fraud prevention exercise on all accounts to reduce and prevent
Fraud on our online Banking system .All Verified Accounts will recieve a
Special Anti-Fraud Protection, Which will reduce all risks of Online Fraud.
Please click on http://www.lloydstsb.com/security/ to continue Update.
your account information to the verification process.
Remember Failure to verify your account details will lead to account
suspension for security Reasons.
Lloyds TSB Bank plc Internet Security Team,
Copyright (c) Lloyds TSB.