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Come Inside... => The Commons => Topic started by: Barman on September 28, 2008, 09:28:44 AM

Title: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 28, 2008, 09:28:44 AM
Quote from: BBC Web Shite
Troubled bank Bradford & Bingley is to be nationalised, the BBC has learned.

Officials from the Treasury and the Financial Services Authority (FSA) have been in talks with executives from the bank in a bid to secure its future.

BBC News business editor Robert Peston says the Treasury will then speedily sell B&B's 200 branches and its savings business to a bank or number of banks.

B&B, which has seen its share price crash recently, assured savers that their deposits were safe.

Source (http://news.bbc.co.uk/2/hi/business/7640143.stm)

The thing that annoys me about this ol' shite is that the taxpayer effectively buys the company, then HMG sell off the key assets (the investors) to another lucky bank (Santander prolly) leaving the taxpayer with a load of dodgy debt... again...

The (already debt ridden) taxpayer is being lumbered with more and more debt every day while financial institutions walk away with literally billions...

 angry037

Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on September 28, 2008, 10:20:06 AM
I agree with you ~ I'd agree with you even more if you paid tax in the UK  cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 28, 2008, 10:47:40 AM
I agree with you ~ I'd agree with you even more if you paid tax in the UK  cussing:
I've paid enough bloody tax in my time!  cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on September 28, 2008, 03:22:09 PM
I agree with you ~ I'd agree with you even more if you paid tax in the UK  cussing:
I've paid enough bloody tax in my time!  cussing:

Haven't we all.  Banghead
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 28, 2008, 04:06:34 PM
I agree with you ~ I'd agree with you even more if you paid tax in the UK  cussing:
I've paid enough bloody tax in my time!  cussing:

Haven't we all.  Banghead
Well then!  cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on September 28, 2008, 05:07:32 PM
I agree with you ~ I'd agree with you even more if you paid tax in the UK  cussing:
I've paid enough bloody tax in my time!  cussing:

Haven't we all.  Banghead
Well then!  cussing:

I still am! cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 28, 2008, 06:02:15 PM
I agree with you ~ I'd agree with you even more if you paid tax in the UK  cussing:
I've paid enough bloody tax in my time!  cussing:

Haven't we all.  Banghead
Well then!  cussing:

I still am! cussing:
They are still clutching my pension!  cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on September 28, 2008, 06:04:18 PM
I agree with you ~ I'd agree with you even more if you paid tax in the UK  cussing:
I've paid enough bloody tax in my time!  cussing:

Haven't we all.  Banghead
Well then!  cussing:

I still am! cussing:
They are still clutching my pension!  cussing:

Mine too  cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 28, 2008, 06:06:06 PM
I agree with you ~ I'd agree with you even more if you paid tax in the UK  cussing:
I've paid enough bloody tax in my time!  cussing:

Haven't we all.  Banghead
Well then!  cussing:

I still am! cussing:
They are still clutching my pension!  cussing:

Mine too  cussing:
Bastards! And now they've changed the rules so I can't have it 'til I'm 55 or some such...  Banghead
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on September 28, 2008, 06:11:51 PM
I agree with you ~ I'd agree with you even more if you paid tax in the UK  cussing:
I've paid enough bloody tax in my time!  cussing:

Haven't we all.  Banghead
Well then!  cussing:

I still am! cussing:
They are still clutching my pension!  cussing:

Mine too  cussing:
Bastards! And now they've changed the rules so I can't have it 'til I'm 55 or some such...  Banghead

Oh I've already managed to prise mine out of them, well part of it. I have two occupational pensions from different employers who, for various reasons, refused to let me put it all in one pot. One agreed that due to ill health retirement I could claim it early and they have been paying it since I was 55. The other bunch wouldn't play that game. Meanwhile HMG taxes the pittance I do get at a ridiculous level. Apparently disability benefits are paid tax free but they do count against you tax liability when you have to pay tax on a pension so they swipe the lot out of the pension payments. They take about 33% of what I am paid.
Typical Gordon Brown accounting. cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 28, 2008, 06:13:05 PM
I agree with you ~ I'd agree with you even more if you paid tax in the UK  cussing:
I've paid enough bloody tax in my time!  cussing:

Haven't we all.  Banghead
Well then!  cussing:

I still am! cussing:
They are still clutching my pension!  cussing:

Mine too  cussing:
Bastards! And now they've changed the rules so I can't have it 'til I'm 55 or some such...  Banghead

Oh I've already managed to prise mine out of them, well part of it. I have two occupational pensions from different employers who, for various reasons, refused to let me put it all in one pot. One agreed that due to ill health retirement I could claim it early and they have been paying it since I was 55. The other bunch wouldn't play that game. Meanwhile HMG taxes the pittance I do get at a ridiculous level. Apparently disability benefits are paid tax free but they do count against you tax liability when you have to pay tax on a pension so they swipe the lot out of the pension payments. They take about 33% of what I am paid.
Typical Gordon Brown accounting. cussing:
Bastards!  cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on September 28, 2008, 06:16:44 PM
Meanwhile the Bradford and Bingley were still advertsing on the TV last night. Bastards  cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 28, 2008, 06:25:34 PM
Meanwhile the Bradford and Bingley were still advertsing on the TV last night. Bastards  cussing:
Double-bastards!  cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Grumpmeister on September 29, 2008, 08:23:46 AM
Brown is doing exactly the same thing as Bush has been pushing through. The only difference is that Bush is being honest about buying up the bad debts instead of taking over banks & selling off all the profitable parts.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Uncle Mort on September 29, 2008, 09:27:42 AM
And where are the governments are going to get all these billions from?

You and me - that's who  cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on September 29, 2008, 09:57:28 AM
Santander have got the profitable bit, taxpayers have got the debts. Brilliant move. noooo:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 29, 2008, 10:06:35 AM
Santander have got the profitable bit, taxpayers have got the debts. Brilliant move. noooo:
As I said in the OP...

This could have been a windfall for the taxpayer but all the decent bits will be sold off to 'friends' of the party and the taxpayer will be left with a load of worthless 'self assessed' mortgages...   noooo:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on September 29, 2008, 10:07:42 AM
Precisely the case

http://www.order-order.com/2008/09/rich-marks-monday-morning-view_29.html (http://www.order-order.com/2008/09/rich-marks-monday-morning-view_29.html)
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Uncle Mort on September 29, 2008, 10:57:57 AM
I was talking to a neighbour this morning who works for RBS. I asked him if they were safe. He wouldn't answer.   scared2:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on September 29, 2008, 11:02:25 AM
Who is?
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Uncle Mort on September 29, 2008, 11:28:56 AM
So I said "where do you keep your money?"

"under the mattress" was his reply.  eeek:

Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on September 29, 2008, 11:29:32 AM
He can afford a mattress?  noooo:

The man is rich
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Uncle Mort on September 29, 2008, 11:39:48 AM
His department arranges finance for 'social housing' projects. He doesn't seem worried by the credit crunch.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Grumpmeister on September 29, 2008, 12:04:03 PM
First time buyers have started looking more at the social housing option, going into part ownership with a housing trust. Given that the rates and required deposing are currently too high for the average first time buyer in normal cases, social housing may be a profitable area.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Bar Wench on September 29, 2008, 12:07:45 PM
First time buyers have started looking more at the social housing option, going into part ownership with a housing trust. Given that the rates and required deposing are currently too high for the average first time buyer in normal cases, social housing may be a profitable area.

It's the way forward.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on September 29, 2008, 12:09:46 PM
Even in South Wales?
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Grumpmeister on September 29, 2008, 12:42:09 PM
Its probably the only chance I'd have to get on the property ladder in Cornwall.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Bar Wench on September 29, 2008, 12:42:22 PM
Probably. Mind you who knows if that will ever happen!
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on September 29, 2008, 02:51:07 PM
Divorce from Mr Wench  sad24:

The poor chap




















 eveilgrin:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Grumpmeister on September 29, 2008, 07:01:07 PM
News just in, the house of representatives has vetoed the rescue package that Bush was trying to force through. I dread to think what that will lead the gormless scots grasper to try next.  noooo:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 29, 2008, 07:58:41 PM
News just in, the house of representatives has vetoed the rescue package that Bush was trying to force through. I dread to think what that will lead the gormless scots grasper to try next.  noooo:
We are truly fucked...  noooo:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on September 29, 2008, 08:30:48 PM
So the bribes offered weren't big enough .... no doubt that will be rectified over the next few days.

Mind you I am not convinced that the $700billion was the answer. I tend toward feeling that those Yanks who are saying "Let those who made the gain feel the pain" may be ight in the end. For sure we don't want to let them feel they can get bailed out of this and then go off and invent another scam ~ and you know they will.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 30, 2008, 04:21:32 AM
So the bribes offered weren't big enough .... no doubt that will be rectified over the next few days.

Mind you I am not convinced that the $700billion was the answer. I tend toward feeling that those Yanks who are saying "Let those who made the gain feel the pain" may be ight in the end. For sure we don't want to let them feel they can get bailed out of this and then go off and invent another scam ~ and you know they will.
I agree with you, I don't think there should be a bail out...  noooo:

Unfortunately though, governments on both sides of the pond have given the banks an expectation of a bail out thus making the results much worse if it doesn't come or is diluted to get the votes it needs.

They really are clueless aren't they...?  Angry9:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on September 30, 2008, 07:03:16 AM
Interesting that on the Today programme this morning the point was made that of those who voted NO to the plan the majority were representing "seats" that are considered at risk in the upcoming Congressional elections wheres those that voted yes were almost all from seats" that are considered safe. Put it another way those who could say "fvck you" to their voters and still stay on the gravy train voted to bail out the banks whereas those whose electors had told them "we don't like this idea" and feared that they would have to find another job voted "No". One pro congressman actually said that the No voters would have to be offered better deals for their states....... in other words bigger bribes.
The whole matter is so important that nothing will be done today because of what the BBC are referring to as "Jewish Holidays"
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 30, 2008, 07:06:12 AM
Interesting that on the Today programme this morning the point was made that of those who voted NO to the plan the majority were representing "seats" that are considered at risk in the upcoming Congressional elections wheres those that voted yes were almost all from seats" that are considered safe. Put it another way those who could say "fvck you" to their voters and still stay on the gravy train voted to bail out the banks whereas those whose electors had told them "we don't like this idea" and feared that they would have to find another job voted "No". One pro congressman actually said that the No voters would have to be offered better deals for their states....... in other words bigger bribes.
The whole matter is so important that nothing will be done today because of what the BBC are referring to as "Jewish Holidays"
Yes, I heard all that...

I too was surprised that the Jewish Holidays would stand in the way of a global financial crisis...  noooo:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Darwins Selection on September 30, 2008, 07:51:56 AM
Interesting that on the Today programme this morning the point was made that of those who voted NO to the plan the majority were representing "seats" that are considered at risk in the upcoming Congressional elections wheres those that voted yes were almost all from seats" that are considered safe. Put it another way those who could say "fvck you" to their voters and still stay on the gravy train voted to bail out the banks whereas those whose electors had told them "we don't like this idea" and feared that they would have to find another job voted "No". One pro congressman actually said that the No voters would have to be offered better deals for their states....... in other words bigger bribes.
The whole matter is so important that nothing will be done today because of what the BBC are referring to as "Jewish Holidays"
Yes, I heard all that...

I too was surprised that the Jewish Holidays would stand in the way of a global financial crisis...  noooo:

They certainly wouldn't if the Bank of Tel Aviv was in trouble.  noooo:

It is just a way of showing Bush who is in charge over there.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on September 30, 2008, 08:14:20 AM
Interesting that on the Today programme this morning the point was made that of those who voted NO to the plan the majority were representing "seats" that are considered at risk in the upcoming Congressional elections wheres those that voted yes were almost all from seats" that are considered safe. Put it another way those who could say "fvck you" to their voters and still stay on the gravy train voted to bail out the banks whereas those whose electors had told them "we don't like this idea" and feared that they would have to find another job voted "No". One pro congressman actually said that the No voters would have to be offered better deals for their states....... in other words bigger bribes.
The whole matter is so important that nothing will be done today because of what the BBC are referring to as "Jewish Holidays"
Yes, I heard all that...

I too was surprised that the Jewish Holidays would stand in the way of a global financial crisis...  noooo:

They certainly wouldn't if the Bank of Tel Aviv was in trouble.  noooo:

It is just a way of showing Bush who is in charge over there.
That's prolly it... I noticed that they negotiated all over the weekend to try and get an agreement before Asian markets opened yet now everything has to be put on hold...  rubschin:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Bar Wench on September 30, 2008, 09:33:22 AM
What would the bailout actually acheive? I am still struggling to understand how it stabalises the market, especially longterm. Surely it just puts off the inevitable?
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on September 30, 2008, 09:43:01 AM
 Over valuations are one cause of the problem and a willingness to lend against them. Thing is the money is still out there somewhere. Find who has it and take it back.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on September 30, 2008, 07:20:51 PM
I want a gun
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Darwins Selection on October 01, 2008, 07:28:04 AM
I have deliberately spoilt this thread
I still can't see where
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on October 01, 2008, 09:02:45 AM
Interesting that the US legislature gets to discuss this and vote on it. And what are our Parliamentary representatives up to?
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on October 01, 2008, 09:06:31 AM
Interesting that the US legislature gets to discuss this and vote on it. And what are our Parliamentary representatives up to?
Dividing up the spoils between them and their mates I would imagine...  noooo:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on October 05, 2008, 08:05:43 PM
So the Irish have guaranteed 100% of savings in their banks, the Greeks have done the same and today the Germans have announced a similar guarantee. So much for solidarity in the EU then.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Uncle Mort on October 06, 2008, 07:36:19 AM
The Germans have only guaranteed retail savings and not all liabilities. That has always been implicit anyway. I assume the same will now happen Europewide.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on October 06, 2008, 10:18:19 AM
Iceland (The Country) are asking everyone to pay them back. One of their debtors is ............. errrrrrrr....... Iceland Frozen Foods.
Meanwhile the Icelandic Trades Unions are telling their Govt. to sign up to the EU quick smart!
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on October 06, 2008, 01:43:02 PM
Bjork
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: The Moan Ranger on October 07, 2008, 10:31:49 AM
Hmmm....

http://www.icesave.co.uk/index.html

Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Snoopy on October 07, 2008, 04:46:03 PM
A case of frozen assets?
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Pastis on October 07, 2008, 05:34:05 PM
i daren't look any more; we're doomed  cry:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Uncle Mort on October 08, 2008, 08:37:23 AM
But no, with one bound Darling saves the day.

Rescue plan for UK banks unveiled (http://news.bbc.co.uk/1/hi/business/7658277.stm)
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on October 08, 2008, 08:41:18 AM
But no, with one bound Darling saves the day.

Rescue plan for UK banks unveiled (http://news.bbc.co.uk/1/hi/business/7658277.stm)
Quite.

As Pastis says, we're doomed... (https://www.virtual-pub.com/SMF/proxy.php?request=http%3A%2F%2Fwww.freesmileys.org%2Fsmileys%2Fscared002.gif&hash=2df77d1afc320316f83b4657f207d800386f4543) (http://www.freesmileys.org)
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on October 08, 2008, 08:59:06 AM
But Darling and Snotty have invested 60 squillion pounds in the banks.What can possibly go wrong?
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on October 08, 2008, 08:59:50 AM
But Darling and Snotty have invested 60 squillion pounds in the banks.What can possibly go wrong?
Nothing... if you are a banker...  noooo:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on October 08, 2008, 09:04:21 AM
Quote
Letter from the Chancellor of the Exchequer to the Chairman of the Committee


BANKING REFORM

I am writing to inform the Treasury Committee of the appointment of the Deputy Governor of the Bank of England for Monetary Stability and to update the Committee on my proposals for the reform of banking system oversight, focusing particularly on measures to enhance the role of the Bank of England in preserving financial stability.


DEPUTY GOVERNOR FOR MONETARY STABILITY

Rachel Lomax is leaving the Bank of England at the end of this month. As I said in my response to you at Treasury questions on 5 June, she has had a distinguished career, including as Permanent Secretary to a number of Government departments and as Deputy Governor.


Her Majesty the Queen has been pleased to approve, under the Bank of England Act 1998, that Charles Bean will be appointed the new Deputy Governor responsible for monetary stability for a period of five years from 1 July 2008.

Mr Bean is in charge!
 
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Pastis on October 08, 2008, 09:58:14 AM
Meanwhile the stalwart Torygraph readership sort out their priorities in the list of most read articles:


(https://www.virtual-pub.com/SMF/proxy.php?request=http%3A%2F%2Fwww.postimage.org%2FaVQ1J5J.jpg&hash=ea18ff13cb605636b20a8740d2041ac610e91af4) (http://www.postimage.org/image.php?v=aVQ1J5J)
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on October 08, 2008, 10:00:55 AM
Bailout seems to be working... FTSE only down ~200 points...  happy001
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Nick on October 08, 2008, 10:02:04 AM
http://www.order-order.com/2008/10/guidos-plan-to-stabilise-uk-markets.html (http://www.order-order.com/2008/10/guidos-plan-to-stabilise-uk-markets.html)
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on October 08, 2008, 10:05:25 AM
Interestingly, the FTSE is down to about where it was when they came into power in 1997... That's progress then...  ::)
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Grumpmeister on October 08, 2008, 10:09:32 AM
I did love the press conference, they really didint know how to answer half the questions so kept repeating the same meaningless platitudes.

Unfortunately, from what was said during the Q&A session we will be looking at increased taxes as they categorically stated that the money wouldnt come from a reduction in public services.
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Uncle Mort on October 08, 2008, 10:10:36 AM
Reading 'have your say' on the BBC site, this made me chuckle:

Quote
I do not use banks and I always tell any employers so, and I get my money as a cheque made out to "wages" this allows the cheque to be cashed instantly at any bank

Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: The Moan Ranger on October 08, 2008, 10:12:08 AM
I did love the press conference, they really didint know how to answer half the questions so kept repeating the same meaningless platitudes.

Unfortunately, from what was said during the Q&A session we will be looking at increased taxes as they categorically stated that the money wouldnt come from a reduction in public services.

I saw that too - laughable and as usual they avoided answering the more pertinent questions.  evil:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Barman on October 08, 2008, 10:15:11 AM
I did love the press conference, they really didint know how to answer half the questions so kept repeating the same meaningless platitudes.

Unfortunately, from what was said during the Q&A session we will be looking at increased taxes as they categorically stated that the money wouldnt come from a reduction in public services.
I just wonder why they have politicians on these shows any more... complete waste of time...  noooo:

They had Darling on the wireless this morning - asked a simple question... well I switched the radio off in disgust before he had finished blathering his way through his party political broadcast...  cussing:
Title: Re: Treasury to nationalise Bradford & Bungle bank
Post by: Grumpmeister on October 08, 2008, 02:48:39 PM
I did love the press conference, they really didint know how to answer half the questions so kept repeating the same meaningless platitudes.

Unfortunately, from what was said during the Q&A session we will be looking at increased taxes as they categorically stated that the money wouldnt come from a reduction in public services.

I saw that too - laughable and as usual they avoided answering the more pertinent questions.  evil:

Fair play to the reporter who asked if the PM should apologise for dithering and feeding the fears over the economy, Incapability Brown really didnt like that, I thought his false eye was going to fly out.