The Virtual Pub
Come Inside... => Saloon Bar => Topic started by: Nick on December 11, 2007, 02:32:24 PM
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I don't believe it.
The Plod just called. Mrs Nick's car has been written off by some woman in another car (Mrs Nick's car was parked somewhere). She doesn't know about this yet. She is going to go bonkers!!
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Shall I f*ck off then?
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Yes
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The sword of Damacles seems to hover over your family taking swipes at regular intervals Nick.
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Yes
OK whistle:
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She just called me. She HAs gone bonkers!
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Well ~ you got that right then.
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It's a write off. noooo:
Which means she will need to use my car till she gets another. WHich means I am trapped here.
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I assume you are pleased Mrs Nick wasn't in her car at the time?
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And you can f*ck off. Why me??
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Where did she leave it, on a railway crossing or something? rubschin:
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If she has your car then who will ferry The Boy about?
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Looks like Nick is going to be walking him to school... scared2:
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She has had a complete wobbly and been told not to come back till after Christmas. She is being driven home. Last straw really.
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So go car shopping tomorrow. The Insurance will pay! ::)
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Look at this as a Godsend - at least you know what to buy her for Christmas now lol:
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Look at this as a Godsend - at least you know what to buy her for Christmas now lol:
Aye, pre pay taxi vouchers whistle:
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Courtesy car tomorrow. She is now pissed off that she only get valuation on hers, not replacement value.
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That is normal
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I know that. You know that. She has just learnt it!
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To be fair, there are no insurers (that I know of) that will do 'new for old' cover on motors. You might be able to get it on your house contents, but not on a motor.
That said, I've always had good results by haggling with them. Well, on the one occasion that it happened, anyway.
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She bought it "nearly new" last year. She is fairly upset over the expense!!
So am I! evil:
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Check the small print on the policy for cover of accessories and personal effects like Satnav, Prada handbags and Krugerrands which will obviously have been taken from the wreckage by Scallies. eyes:
That may boost the claim value a bit, as long as you have receipts (or get some from the pub).
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She bought it "nearly new" last year. She is fairly upset over the expense!!
So am I! evil:
You can also take civil action against the person that hit her car to recover the difference between what their insurance is willing to pay put and what an identical replacement will cost ~ but be prepared .... not all courts agree with your evaluation. Better to fight the insurers to up their offer as MG says. Remember also that your valuation of a replacement is not the same as "Trade Value". I 'spect most of us have gone down this road a few times and you never get what you hope for.
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One more job. Ta. and Merry effing Christmas!
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One more job. Ta. and Merry effing Christmas!
As Snoops says, don't give up straight away. Big G may be able to help - he's affiliated to the motor trade I think.
Anyway, best route, go round local dealers and price up identical (or near identical) models in pretty much the same condition (and mileage) and use that as ammo against them. You'll be surprised! The insurers nearly always start with a low offer and if you can make a good case that this does not reflect the cost of replacement fairly, they'll often pay more just to get rid of you.
With your reputation, I suspect it'll be a case of: "Oh God - it's that Nick chap! Quick, offer him loads of dosh before the business goes tits up!"
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Thanks all! Really. noooo:
Mrs Nick presently in a sort of heap! ::)
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Mrs Nick presently in a sort of heap
I thought your car was quite swanky?
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Mrs Nick presently in a sort of heap
I thought your car was quite swanky?
Errrr ........ the s is actually surplus to requirement in that description. ::)
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Mrs Nick presently in a sort of heap
I thought your car was quite swanky?
Errrr ........ the s is actually surplus to requirement in that description. ::)
I knew I could rely on you to catch the ball. ;)
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Christ Nick, you and the family are a walking disaster area! You must have been an evil bastard in a previous life!
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Mrs Nick presently in a sort of heap
I thought your car was quite swanky?
Errrr ........ the s is actually surplus to requirement in that description. ::)
I knew I could rely on you to catch the ball. ;)
Woof!
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Christ Nick, you and the family are a walking disaster area! You must have been an evil bastard in a previous life!
I imagine I must have been noooo:
Look at my Karma here FFS!
ANd you can f*ck off too!
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Just been to see the car. It's about 3 feet long! eeek: Mrs Nick in tears noooo:
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Christ Nick, you and the family are a walking disaster area! You must have been an evil bastard in a previous life!
I imagine I must have been noooo:
Look at my Karma here FFS!
ANd you can f*ck off too!
Fcuk! I luv it when you talk dirty, here you go drumroll: Sorry about the car, but think positive, Mrs Nick wasn't in it!
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She is being given a courtesy car. Excellent. Trouble is she needs to show her driving licence. It is in Swansea having her latest speeding points added to it (9 now). So they won't give her the courtesy car. Banghead Banghead
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happy001 happy001 happy001 happy001
I know, I know ~ I'm f*cking off as you type
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She is not in a good mood scared2:
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She must see that it was lucky that she wasn't in the car at the time tho?
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Of course, of course. evil:
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Wimmin take these things personally ~ men would see it as the opportunity to get a new motor and be trotting round the showrooms test driving everything in sight ............ but a woman has to have time to grieve, plot vengeance and generally blame the world for everything including the 9 points. There are no positives in this for Mrs Nick and those closest will have to suffer before she has, in her mind, succeeded in shifting the blame.
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All too true, I fear scared2:
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Wimmin take these things personally ~ men would see it as the opportunity to get a new motor and be trotting round the showrooms test driving everything in sight ............ but a woman has to have time to grieve, plot vengeance and generally blame the world for everything including the 9 points. There are no positives in this for Mrs Nick and those closest will have to suffer before she has, in her mind, succeeded in shifting the blame.
And they can bloody breed, that's what scares the sh't out of me..... scared2:
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Did the car have a name?
Crashes and scrapes are so much harder for the fair sex when it is "Poor Millie the Merc" that was hurt. ::)
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As far as I am aware it did not have a name. We had to get Mrs Nick's mobile tat mountain out of the wreckage. Christ, the stuff she had in there. It filled the boot of my car and the back seat.
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As far as I am aware it did not have a name. We had to get Mrs Nick's mobile tat mountain out of the wreckage. Christ, the stuff she had in there. It filled the boot of my car and the back seat.
Imagine if it hadn't been crushed to a fraction of its former size... whistle:
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If only.......... noooo:
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Update. The Absent driving licence problem got sorted out when someone called the DVLA. The insurance company has sent a hire car. In fact, as a result of some crossed wire or other the insurance company has sent TWO hire cars. The delivery drivers had an argument. I am not sure why. Rival companies perhaps.
Someone is trying to sort out which car should be returned. Meanwhile the kitchen is seemingly full of cross men in overalls drinking our tea.
I am keeping a low profile.
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I am keeping a low profile.
Is that good for your suspension ???
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And you can f*ck off too evil:
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Mr Wench shouted at me yesterday about the state of the passenger footwell. I am in trouble again. redface:
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Excellent. evil: spider:
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Thought that might cheer you up a bit.
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Well, we had a good day back at school. Only 9 more years of good days to go then! scared2:
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That's good.
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Hiow many school days in 9 years. mutt?
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Too few paws for that sum but my calculator says it will be 38 weeks to a school year times by 5 days per week times by 9 = 1710 days (excluding any time off sick of course.) Then there's only 3 years at Uni and that's it. ::)
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Thanks. spider: