The Virtual Pub
Come Inside... => The Snug => Topic started by: Uncle Mort on June 04, 2018, 11:09:48 AM
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Just received a letter from the government inviting me to apply for my state pension. eeek:
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The mild is on you :thumbsup:
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Just received a letter from the government inviting me to apply for my state pension. eeek:
It's more munny :thumbsup:
Not got mine yet, but ta for the prompt to go check my contribution record
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Just received a letter from the government inviting me to apply for my state pension. eeek:
:thumbsup:
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Just received a letter from the government inviting me to apply for my state pension. eeek:
It's more munny :thumbsup:
Not got mine yet, but ta for the prompt to go check my contribution record
Indeed! I don't need it either, I can manage fine on my private pensions.
Should I not claim it?
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Just received a letter from the government inviting me to apply for my state pension. eeek:
It's more munny :thumbsup:
Not got mine yet, but ta for the prompt to go check my contribution record
Indeed! I don't need it either, I can manage fine on my private pensions.
Should I not claim it?
Of course, there is the delay it a year and get more munny option but that's just an extra 5.8% for every year you delay which means you have to live another 17 years for each year delayed just to break even.
And if you don't need the money you could donate it to charity, political causes or even the Pay Apey's bar bill fund
Meantime my forecast is:
Estimate based on your National Insurance record up to 5 April 2017
£142.94 a week
which thanks to the 'new state pension' idiocy is ~ £17 more a week than I planned on getting and seems I can boost it by another £5 a week if I send them about £750 now - seems a no brainer
Like you though, it's my private pensions that'll really keep me in Pizzas and beer
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Mine is just under £178.00 a week. More for the kids inheritance :thumbsup:
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I'm sure they will be dipping into it long before then !
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They've never asked me for a penny. We brought them up to be independent.
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Mine is just under £178.00 a week. More for the kids inheritance :thumbsup:
IIRC that's the maximum now :thumbsup:
I was contracted out and had 3 years missing as I retired early and left it too late to pay voluntaries for those years.
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They've never asked me for a penny. We brought them up to be independent.
:thumbsup:
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They've never asked me for a penny. We brought them up to be independent.
Shocked:
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They've never asked me for a penny. We brought them up to be independent.
eeek: eeek: eeek:
How many pairs of those lethal big foot like slippers have they bought you rubschin:
Have you checked the boiler flu is clear of obstructions ? rubschin:
Have they bought you a very secure hammock to help your rehab and tied it to some very 'strong and stable' trees rubschin:
;D ;D ;D
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Also didn't realise you had to apply for it ...thought they would just know who you are , how old you are, where you live ( based on all your previous NI / tax contributions) and just would check for your bank account details.
I like a simple world noooo: sad24:
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Well they knew enough to send me the invitation ;D
They're all joined up in government these days, when I upgraded my driving licence they asked for my passport number and just used the photo they had on file.
So they know what you look like eeek:
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They have my sympathies whistle:
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They've never asked me for a penny. We brought them up to be independent.
eeek: eeek: eeek:
How many pairs of those lethal big foot like slippers have they bought you rubschin:
Have you checked the boiler flu is clear of obstructions ? rubschin:
Have they bought you a very secure hammock to help your rehab and tied it to some very 'strong and stable' trees rubschin:
;D ;D ;D
lol: lol: lol:
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I am getting mine now. Decreased by many years of being contracted out. New bank acount to recieve it as still working my 8 hours a week. Govt. agency pension (forced to take at 60,cannot defer or take early) increased by 3.9%!
Taxman gave me my new tax codes and decided that my payments should be doubled even though my income has not. Every year they change which income should be the main one for tax - result, tax overpaid each year for 3 years.
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I am getting mine now. Decreased by many years of being contracted out. New bank acount to recieve it as still working my 8 hours a week. Govt. agency pension (forced to take at 60,cannot defer or take early) increased by 3.9%!
Taxman gave me my new tax codes and decided that my payments should be doubled even though my income has not. Every year they change which income should be the main one for tax - result, tax overpaid each year for 3 years.
What a shower of shite they are! noooo:
They manage to change our tax codes every bleeding year, how can it be so difficult to re-issue the same tax code when there haven't been any changes to our circumstances??? Banghead
Of course they have also issued the code to our pension people so not only do we have to call the IR (who are numpties) to get it changed we have to call the pension people (who are worserer).... cussing: