The Virtual Pub

Come Inside... => Saloon Bar => Topic started by: GROWLER on December 08, 2011, 05:44:05 PM

Title: Money saving tips and advice?
Post by: GROWLER on December 08, 2011, 05:44:05 PM
In these tough days of austerity, what tips have any of you's lot to pass onto fellow readers to enable us to donate more to BM? lol:
Anything and everything about anything at all. :thumbsup:

I now expect a barrage of utter shite! whistle:

Title: Re: Money saving tips and advice?
Post by: Pastis on December 08, 2011, 05:52:29 PM
#1. Do you pay bank charges?  Ditch the feckers and switch to one that doesn't.  I did  :thumbsup:

#2. Are you VAT registered? Switch to flat rate 'n' cash accounting. It'll save you. I did  :thumbsup:

#3. Are you getting good value from your accountant? If not, switch.  I did   :thumbsup:

#4. See also ISP / Fuel suppliers etc ...  :thumbsup:

How's that for starters?   
Title: Re: Money saving tips and advice?
Post by: GROWLER on December 08, 2011, 05:55:19 PM
#1. Do you pay bank charges?  Ditch the feckers and switch to one that doesn't.  I did  :thumbsup:

#2. Are you VAT registered? Switch to flat rate 'n' cash accounting. It'll save you. I did  :thumbsup:

#3. Are you getting good value from your accountant? If not, switch.  I did   :thumbsup:

#4. See also ISP / Fuel suppliers etc ...  :thumbsup:

How's that for starters?

Coconut award!  :thumbsup:

Yes to items 1 & 2 btw
3 and 4 need looking at, especially 4.
Accountants are a bit of a difficult one though tbh. I mean just how do you werk out the differece between good and bad, as they ALL reckon they're 'the dogs'


I'm getting taxed on what Im making on the vat now. evil:
Better that than making nowt though I suppose.
Title: Re: Money saving tips and advice?
Post by: Miss Demeanour on December 08, 2011, 06:10:58 PM
Free tickets to see The Artist at the cinema next week .....click here

http://www.freecinema.co.uk/556531.html (http://www.freecinema.co.uk/556531.html)


Title: Re: Money saving tips and advice?
Post by: Snoopy on December 08, 2011, 06:12:37 PM
Stop Smoking ....... I did two weeks ago. Saving a fortune.
Title: Re: Money saving tips and advice?
Post by: Just One More on December 08, 2011, 06:17:39 PM
Top man Snoopy, best of luck with it  :thumbsup:
Title: Re: Money saving tips and advice?
Post by: Snoopy on December 08, 2011, 06:20:52 PM
Ta! Not a problem .... I only restarted a year ago after a 13 year break.

Method:
I just didn't bother to buy any baccy or fags. If you ain't gorrem you can't smoke em. Seemples!
Title: Re: Money saving tips and advice?
Post by: Just One More on December 08, 2011, 06:32:40 PM
We should award you the DSO (Distinguished Smoking Order) or even the Golden Cigarette  ;D

Peter Cook would have been at home in here  cloud9:

Clive James interview- Peter Cook - November 16th 1991 1/2 (http://www.youtube.com/watch?v=-unfuEbVH50#)
Title: Re: Money saving tips and advice?
Post by: GROWLER on December 08, 2011, 06:36:31 PM
Ta! Not a problem .... I only restarted a year ago after a 13 year break.

Method:
I just didn't bother to buy any baccy or fags. If you ain't gorrem you can't smoke em. Seemples!

Good point, but aside from the obvious health issues, I reckon it's only costing me about a quid a day now, and unfortunately, I enjoy a rollie.

Virtually packed the alcohol in now though.
Glass of wine at the weekend, and that's about it now.
Never been a big drinker tbh, but when I did get bladdered I found it increasingly difficult to cope the next day...and the day after. eeek:

Can't say I'm really missing it either tbqh, soz like. redface:

Does this make me a birof a wuss like?  cry:
Title: Re: Money saving tips and advice?
Post by: Miss Creant Commander of the picklement and baking BAb(Hons) on December 08, 2011, 06:38:13 PM
#1. Do you pay bank charges?  Ditch the feckers and switch to one that doesn't.  I did  :thumbsup:

#2. Are you VAT registered? Switch to flat rate 'n' cash accounting. It'll save you. I did  :thumbsup:

#3. Are you getting good value from your accountant? If not, switch.  I did   :thumbsup:

#4. See also ISP / Fuel suppliers etc ...  :thumbsup:

How's that for starters?

^^^wot he said^^^

Insulate insulate and insulate some more.
Install water saving tap devices and shower fittings.
As it is just Mr C and I here in the summer all wee goes on/in the compost bin, in the winter we just don't flush unless necessaries.  redface:
Water harvest into as many water buts containers as you can.  Use grey water for flushing the lav.
Grow your own food.
Work out a meal plan and only buy what you need.
Switch to LEDs 240 volts.
Brew your own booze



Well done Snoopy it has got to be better for you however easy it was.
Title: Re: Money saving tips and advice?
Post by: bodiam on December 08, 2011, 06:50:19 PM

As it is just Mr C and I here in the summer all wee goes on/in the compost bin  redface:

[/quote] make sure there are no stinging nettles on the heap before you sit down like whistle:
Title: Re: Money saving tips and advice?
Post by: GROWLER on December 08, 2011, 07:59:37 PM

As it is just Mr C and I here in the summer all wee goes on/in the compost bin  redface:

make sure there are no stinging nettles on the heap before you sit down like whistle:
[/quote]

Or wosps nests. eeek:

Bloody monster wosp suddenly appeared 'ere last night btw. eeek:
Title: Re: Money saving tips and advice?
Post by: beerhead on December 08, 2011, 08:21:09 PM
Yep, I got bitten by a wasp this week. Aren't they supposed to be dead/hibernating by now ?
Title: Re: Money saving tips and advice?
Post by: GROWLER on December 08, 2011, 08:28:30 PM
Yep, I got bitten by a wasp this week. Aren't they supposed to be dead/hibernating by now ?

Yup, but some hang around where's it's all nice and cosy, get fat and then suddenly appear.  eeek:

This fat get was in for a shock last night, as I caught him and lobbed him outside. whistle:
Title: Re: Money saving tips and advice?
Post by: Just One More on December 08, 2011, 08:31:45 PM
Yep, I got bitten by a wasp this week. Aren't they supposed to be dead/hibernating by now ?

We must all be infested with 'em, I had a biggun in here last night
Title: Re: Money saving tips and advice?
Post by: bodiam on December 08, 2011, 09:00:43 PM
could be hornets, they are bigger than wasps scared2:      http://youtu.be/zPiK_071rmg (http://youtu.be/zPiK_071rmg)
Title: Re: Money saving tips and advice?
Post by: GROWLER on December 08, 2011, 11:01:39 PM
Now they are evil bastards apparently. evil:

Get stung by one of them and you ARE going to cry apparently. sad32:

WTF's all this shite got to do with money saving matters anyway ey? Shrugs:
Can't even blame ole '2 hobbies', as he hasn't posted on here yet. whistle:
Title: Re: Money saving tips and advice?
Post by: Nick on December 08, 2011, 11:08:53 PM
I travel first class on trains cos it is cheaper than second class for some reason  rubschin: :thumbsup:
Title: Re: Money saving tips and advice?
Post by: GROWLER on December 08, 2011, 11:17:08 PM
Knew I should have kept me gob shut. Bang on que ey 2H. shutup:
Title: Re: Money saving tips and advice?
Post by: Nick on December 08, 2011, 11:17:56 PM
But it's true  Shrugs:
Title: Re: Money saving tips and advice?
Post by: GROWLER on December 08, 2011, 11:18:56 PM
I travel first class on trains cos it is cheaper than second class for some reason  rubschin: :thumbsup:

Nowt to do with you being a stuck up stained beige cardigan wearing snobby ginger tramp then ey? ::)
Title: Re: Money saving tips and advice?
Post by: Nick on December 08, 2011, 11:20:04 PM
£44 fist class return to London  cloud9:  £76 second class  rubschin:
Title: Re: Money saving tips and advice?
Post by: GROWLER on December 08, 2011, 11:21:59 PM
£44 fist class return to London  cloud9:  £76 second class  rubschin:

Problee feel sorry for you. whistle:
Title: Re: Money saving tips and advice?
Post by: Nick on December 08, 2011, 11:25:03 PM
 Finger:
Title: Re: Money saving tips and advice?
Post by: apc2010 on December 08, 2011, 11:25:28 PM
£44 fist class return to London  cloud9:  £76 second class  rubschin:

Why............... rubschin:
Title: Re: Money saving tips and advice?
Post by: Nick on December 08, 2011, 11:27:08 PM
 shrugs:
Title: Re: Money saving tips and advice?
Post by: Miss Creant Commander of the picklement and baking BAb(Hons) on December 09, 2011, 12:14:11 AM

As it is just Mr C and I here in the summer all wee goes on/in the compost bin  redface:

make sure there are no stinging nettles on the heap before you sit down like whistle:
[/quote]

Oh the nettles either make you 'man up' or add a certain piquancy to the event.





We have a camping toilet sillyface.
Title: Re: Money saving tips and advice?
Post by: bodiam on December 09, 2011, 07:02:48 AM

As it is just Mr C and I here in the summer all wee goes on/in the compost bin  redface:

make sure there are no stinging nettles on the heap before you sit down like whistle:

Oh the nettles either make you 'man up' or add a certain piquancy to the event.





We have a camping toilet sillyface.
[/quote] Whats with the lickle writing Miss C ? I had to go to specsavers to read it eeek:   http://youtu.be/x89xAXHd2l8 (http://youtu.be/x89xAXHd2l8)
Title: Re: Money saving tips and advice?
Post by: Darwins Selection on December 09, 2011, 10:53:34 AM
£44 fist class return to London  :

Fist class seems somehow more suitable for you in many ways.
Title: Re: Money saving tips and advice?
Post by: Miss Creant Commander of the picklement and baking BAb(Hons) on December 09, 2011, 12:55:28 PM

As it is just Mr C and I here in the summer all wee goes on/in the compost bin  redface:

make sure there are no stinging nettles on the heap before you sit down like whistle:

Oh the nettles either make you 'man up' or add a certain piquancy to the event.





We have a camping toilet sillyface.
Whats with the lickle writing Miss C ? I had to go to specsavers to read it eeek:   http://youtu.be/x89xAXHd2l8 (http://youtu.be/x89xAXHd2l8)
[/quote]

I'm the third from the left 2nd row I had forgotten about that. ;)
Title: Re: Money saving tips and advice?
Post by: Nick on December 09, 2011, 01:06:14 PM
Has Mr C been hypnotised yet?

The Jungle Book - Kaa & Shere Khan (http://www.youtube.com/watch?v=-T0I5UepXMA#)