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Author Topic: Getting Old - A Reminder  (Read 110 times)

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Offline Uncle Mort

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Getting Old - A Reminder
« on: June 04, 2018, 11:09:48 AM »
Just received a letter from the government inviting me to apply for my state pension.   eeek:

Offline Nick

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Re: Getting Old - A Reminder
« Reply #1 on: June 04, 2018, 11:19:33 AM »
The mild is on you  :thumbsup:
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Offline Steve

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Re: Getting Old - A Reminder
« Reply #2 on: June 04, 2018, 11:20:59 AM »
Just received a letter from the government inviting me to apply for my state pension.   eeek:
It's more munny  :thumbsup:

Not got mine yet, but ta for the prompt to go check my contribution record
Well, whatever nevermind

Online Barman

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Re: Getting Old - A Reminder
« Reply #3 on: June 04, 2018, 11:33:10 AM »
Just received a letter from the government inviting me to apply for my state pension.   eeek:

 :thumbsup:
Pro Skub  Thumbs:

Offline Uncle Mort

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Re: Getting Old - A Reminder
« Reply #4 on: June 04, 2018, 11:39:47 AM »
Just received a letter from the government inviting me to apply for my state pension.   eeek:
It's more munny  :thumbsup:

Not got mine yet, but ta for the prompt to go check my contribution record

Indeed! I don't need it either, I can manage fine on my private pensions.

Should I not claim it?

Offline Steve

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Re: Getting Old - A Reminder
« Reply #5 on: June 04, 2018, 12:02:12 PM »
Just received a letter from the government inviting me to apply for my state pension.   eeek:
It's more munny  :thumbsup:

Not got mine yet, but ta for the prompt to go check my contribution record

Indeed! I don't need it either, I can manage fine on my private pensions.

Should I not claim it?
Of course, there is the delay it a year and get more munny option but that's just an extra 5.8% for every year you delay which means you have to live another 17 years for each year delayed just to break even. 

And if you don't need the money you could donate it to charity, political causes or even the Pay Apey's bar bill fund 

Meantime my forecast is:
Quote
Estimate based on your National Insurance record up to 5 April 2017
142.94 a week
which thanks to the 'new state pension' idiocy is ~ 17 more a week than I planned on getting and seems I can boost it by another 5 a week if I send them about 750 now - seems a no brainer

Like you though, it's my private pensions that'll really keep me in Pizzas and beer
Well, whatever nevermind

Offline Uncle Mort

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Re: Getting Old - A Reminder
« Reply #6 on: June 04, 2018, 12:53:55 PM »
Mine is just under 178.00 a week. More for the kids inheritance  :thumbsup:

Offline Miss Demeanour

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Re: Getting Old - A Reminder
« Reply #7 on: June 04, 2018, 01:02:31 PM »
I'm sure they will be dipping into it long before then !
« Last Edit: June 04, 2018, 02:43:16 PM by Miss Demeanour »
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Offline Uncle Mort

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Re: Getting Old - A Reminder
« Reply #8 on: June 04, 2018, 01:35:22 PM »
They've never asked me for a penny. We brought them up to be independent.

Offline Steve

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Re: Getting Old - A Reminder
« Reply #9 on: June 04, 2018, 01:35:58 PM »
Mine is just under 178.00 a week. More for the kids inheritance  :thumbsup:
IIRC that's the maximum now :thumbsup:

I was contracted out and had 3 years missing as I retired early and left it too late to pay voluntaries for those years. 
Well, whatever nevermind

Offline Steve

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Re: Getting Old - A Reminder
« Reply #10 on: June 04, 2018, 01:36:20 PM »
They've never asked me for a penny. We brought them up to be independent.
:thumbsup:
Well, whatever nevermind

Offline Nick

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Re: Getting Old - A Reminder
« Reply #11 on: June 04, 2018, 01:38:06 PM »
They've never asked me for a penny. We brought them up to be independent.

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Offline Miss Demeanour

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Re: Getting Old - A Reminder
« Reply #12 on: June 04, 2018, 02:48:28 PM »
Quote from: Uncle Mort link=topic=13920.msg64010? 6#msg640106 date=1528119322
They've never asked me for a penny. We brought them up to be independent.

 eeek: eeek: eeek:

How many pairs of those lethal big foot like slippers have they bought you   rubschin:

Have you checked the boiler flu is clear of obstructions ?  rubschin:

Have they bought you a very secure hammock to help your rehab and tied it to some very 'strong and stable' trees  rubschin:

 ;D ;D ;D
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Offline Miss Demeanour

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Re: Getting Old - A Reminder
« Reply #13 on: June 04, 2018, 02:50:24 PM »
Also didn't realise you had to apply for it ...thought they would just know who you are , how old you are, where you live ( based on all your previous NI / tax contributions) and just would check for your bank account details.

I like a simple world  noooo: sad24:
Skubber

Offline Uncle Mort

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Re: Getting Old - A Reminder
« Reply #14 on: June 04, 2018, 04:01:13 PM »
Well they knew enough to send me the invitation  ;D

They're all joined up in government these days, when I upgraded my driving licence they asked for my passport number and just used the photo they had on file.

So they know what you look like  eeek: